Paid advertisement
Smart Money People Logo
Newsletter

StepChange: Debt advice reviews

4.92
Based on 18,665 reviews, last reviewed 16th Jul 2026
75600% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Escaped my debt with step change help I was so worried about my debt they took all my details and contacted all the people I owed put a payment plan in place this was taken out on the 21/... Read more Reviewed on: 16th July 2026
Patricia rose's avatar
Patricia rose

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18665)

Review of the StepChange, Debt advice:

Excellent service all round

5
Cannot praise enough everyone I have dealt with has been most helpful in some cases over and beyond what I would have expected they have certainly got us back on the road to recovery with a sensible affordable plan Reviewed on: 8th July 2020

Everyone is always helpful they make me feel better...

5
Everyone is always helpful they make me feel better about sorting out debt Reviewed on: 1st May 2024

Excellent organisation which helps people in debt wi...

5
Excellent organisation which helps people in debt without fuss Reviewed on: 1st May 2024

I was in doubt about contacting a debt management se...

5
I was in doubt about contacting a debt management service and StepChange was recommended to me by a friend, the process was made a comfortable and strss free experience and can't thank StepChange enough for the help I received. Reviewed on: 1st May 2024

Excellent service.

5
Excellent service. Very helpful. Easy to set up. Thank you. Reviewed on: 1st May 2024

Help in times of need.

5
Great people who are really there to help you out in times of need, I am really glad I took the plunge and got help now I'm on a plan and and looking forward to the future debt free. I gave them all the I formation I needed and they wrote to all my debters and sorted everything out for me. I would highly recommend them. Reviewed on: 1st May 2024

They gave me hope.

5
I know its a cliche but there was a time when I literally thought I had nowhere to turn. The breakdown of a marriage, becoming a single parent and left with a lot of debt. Stepchange gave me hope and time to focus on my life. No matter how dark it gets help is out there, I cannot thank them enough. Reviewed on: 1st May 2024

All advisors were helpful from start to finish.

5
All advisors were helpful from start to finish. I dreaded ringing with our dept problems, they made me feel so comfortable. All through the 5 years of paying off our debts, they were helpful, not once did they make me feel guilty for having debts. At the end of the 5 years the feeling of elation was unbelievable. Reviewed on: 1st May 2024

Fantastic customer support, was there when I needed...

5
Fantastic customer support, was there when I needed them most. Highly recommended . Reviewed on: 1st May 2024

Great service

5
Really helped us when we needed it most. Now debt free and very grateful. Would recommend to anyone. Reviewed on: 1st May 2024

Gave us hope and reassurance

5
In our retirement we were facing a dreadful future of debts that had to be repaid and no income, StepChange showed us the way to remain in our own home and pay off our creditors monthly whilst still having money to live on to pay for food and other essential bills. Cannot thank them enough for all the assistance they have been to us. Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products