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StepChange: Debt advice reviews

4.95
Based on 16,806 reviews, last reviewed 18th May 2026
100550% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

5

A friendly ear when i needed it most. A friendly ear when i needed it most. Stepchange contacted my creditors and negotiated the plan which is what i had dreaded the most. The peace of min... Read more Reviewed on: 18th May 2026
Vanessa Wear's avatar
Vanessa Wear

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16806)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Worry free

5
Absolutely amazing and helpful throughout all the stages. Cannot fault this service Reviewed on: 13th July 2023

Great understanding and solutions to my debt crisis

5
Cant fault stepchange. All advisors are helpful , knowledgable friendly and non judgemental and helped me make sense of my debt and action a plan that finally gave me hope and a way out of seemingly financial hole. Cant fault then Reviewed on: 13th July 2023

Amazing debt company

5
Contacted them for advice on my debts they went above and beyond to help me with amazing advice and help getting my debts in order only ones that did and wouldn't know where I would be without them highly recommended them to anyone Reviewed on: 13th July 2023

Saved me

5
From the 1st phone call to step Change my life became my life again. They went beyond to help and reassure me that I could get my finances sorted. Without their help I would have lost everything. They are always available to contact. Reviewed on: 13th July 2023

Excellent service

5
I went to stepchange as they were the most helpful and was so easy to do it all online I am so glad I am with them as they have excellent service always polite emails and are always there if you need help. And so easy to set up a plan Reviewed on: 13th July 2023

So Helpful - huge relief

5
So easy to fill the online form to get debt advice and debt solutions. Process was so easy and simple, kept up to date with the progress at all times. Taken a huge weight of my shoulders and wish I’d contacted them sooner! Reviewed on: 13th July 2023

Lifeline

5
I am disabled and have found life so hard over the last three years, the cost of living just about finished me. I was drowning in interest fees and higher heating and food Bill's, step change helped me work out a payment plan that I could afford on my disability benefits. I was crippled with anxiety and depression they took me step by step asking whether I was ok to carry on even talked to my daughter on my behalf. I owe everything to them life is still hard but I feel more like I can manage each day. Once again I can't thank the team enough they have saved me. Reviewed on: 13th July 2023

Peace of mind

5
Fantastic people with great knowledge after dealing with Step change I slept a lot better with the brilliant advice I was given with dealing my debt Reviewed on: 13th July 2023

Supportive, helpful, effeceint, understanding

5
Step Change is always easy to work with, transparent, and super supportive. Can't recommend the organisation highly enough Reviewed on: 13th July 2023

Step change are fantasticc

5
Lovely people, great charity, very knowledgeable Reviewed on: 13th July 2023

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