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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18647 reviews)

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4.92

Based on 18,646 reviews, last reviewed 25th Jun 2026

188500% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Supported me through every stage of my IVA Completed an IVA with StepChange — it ran longer than planned thanks to emergency spending and furlough, but they were solid throughout. Never felt li... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18647)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

life changer

Stepchage has helped me to see life beyond my debts. I can manage my finances now. than you Reviewed on: 1st May 2024

Excellent from start to finish all staff are very ca...

Excellent from start to finish all staff are very calm and helpful without Stepchange I would still be at my wits end Reviewed on: 1st May 2024

StepChange makes everything easy.

StepChange makes everything easy. They take care of everything. You discuss how much you can afford after your outgoings and they do the rest. Paying all your creditors every month. Reviewed on: 1st May 2024

Stepchange have helped me get back on track with my...

Stepchange have helped me get back on track with my debts. The cost of living contributed to me feeling overwhelmed with what I was paying each month. I now have one monthly payment I pay to Stepchange and they then pay my creditors on my behalf. They even give you an estimate of when you will be debt free. Reviewed on: 1st May 2024

Smooth and quick experience and has helped me out im...

Smooth and quick experience and has helped me out immensely, as i was struggling. Best thing i ever did. Reviewed on: 1st May 2024

So helpful

They really helped me at a time where I didn't know where to turn Reviewed on: 1st May 2024

I feel free now.

I feel free now. Being in debt was very stressful. Step change support was amazing.! Reviewed on: 1st May 2024

Was in debt to the sum of £28,000 now down to £13,00...

Was in debt to the sum of £28,000 now down to £13,000 two more years and I will be debt free every penny I pay comes off my debt thanks to all of you for helping me Reviewed on: 1st May 2024

Found the staff very friendly and helpful.

Found the staff very friendly and helpful. Generally found my account online was easy to use. I did have a few issues with debt amounts being sent to creditors after I had already edited amount in my online dmp Reviewed on: 1st May 2024

Very helpful professional and reliable service

Very helpful professional and reliable service Reviewed on: 1st May 2024

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