Write a review

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16778 reviews)

View other StepChange products

4.95

Based on 16,778 reviews, last reviewed 15th May 2026

99200% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Taking the stress out of money worries Stepchange took all the stress out dealing with my debts I did not know where to start and they dealt with my debtors, hacing financial difficulties i... Read more Reviewed on: 15th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16778)

Review of the StepChange, Debt advice:

No hassle no judgment help

Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Life Changing

I was struggling to make ends meet and I mean I got to the point where I had no money to buy food even though I work full time when I contacted StepChange I was instantly made to feel at ease and comfortable and started to feel like a huge weight had been lifted the staff listen, empathise and work out the best solution for your situation I cannot thank them enough for the difference they have made to my life. The work they do is incredible. Reviewed on: 8th July 2023

100%

Very hopefully and very quick happy with the results. Reviewed on: 8th July 2023

Facing up to debt!

It took me awhile to face up to my debt problem and contact step change, having done that I still dithered over sharing my problem with a stranger, once I committed myself I realized just how switched on these people were to helping not just to solve the the problem but to reassure that you're not alone facing it, like so many before me I wish that I'd done this sooner, it may sound like a cliche but once I understood where all this was going it was like enormous weight being taken off my shoulders I cannot praise or recommend the whole team and the process to anybody who has any doubt about opening up to step change who are fully conversant with everything you're going through, I am pleased they've been foot forward for the reward and wish them every success they are life changes and deserve all the accolades they can have, regards Bruce Reviewed on: 8th July 2023

Fantastic Service all round

Very happy with their performance and service to me will recommend to others too really helpful understanding towards customer needs !! Thank you and an excellent debt Charity to work with at all times Best Wishes Reviewed on: 8th July 2023

Step Change

Would thoroughly recommend, easy to contact, lovely and more importantly knowledgeable, helpful people. They have helped me so much without judging. Reviewed on: 8th July 2023

Lifesavingly helpful - got me out of a long-term hole

Very easy to talk to, straight forward, made difficult situation manageable. Advice was detailed and once I'd made the decision which option to take it was quick and easy to manage. I'm going to be paying off debts for a long time but step change have helped me get started after years of not dealing with. It. I'm very grateful thanks. Reviewed on: 8th July 2023

Financial heroes

They literally saved me from credit death. I tried many other companies but they were not transparent. All they were doing is to put my monthly payments higher even though I couldn't afford. Reviewed on: 8th July 2023

A light at the end of a deep tunnel

When you have got yourself to a point when you dont know where to turn. The banks just let you borrow and borrow. I see an advert for Stepchange and wonder if they can help. Can i stop worrying about not be able to pay my debt. I know i have spent it but wanting to pay it back. There was no way i could afford the payments so i would recommend getting in touch with them. I can breath now knowing im getting the help i needed. Reviewed on: 8th July 2023

Fantastic support

Step change have been supportive, understanding and very simple for me to reach out to for help. Reviewed on: 8th July 2023

Supportive

Very supportive and empathetic team..Good listening skills and considers your emotional state during the difficult times and really comes to your level to advise and provide appropriate service that will suit your needs Reviewed on: 8th July 2023

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Management
from Creditfix 4.76 from 795 reviews
Debt Collection
from Darcey Quigley & Co 1.21 from 3 reviews
Debt Solutions
from MoneyPlus 4.67 from 2 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 5.00 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub