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StepChange: Debt advice reviews

4.95
Based on 16,791 reviews, last reviewed 17th May 2026
99800% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

5

Excellent Brilliant service always there to help Reviewed on: 17th May 2026
Allan H's avatar
Allan H

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16791)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

5
I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

Amazing company

5
Helped me out at a time I felt there was no way out. Forever grateful for what they have done for me Reviewed on: 7th July 2023

Life Saving Help

5
Struggling to make ends meet after my retirement, COVID, Gas and Electric charges etc, etc. I phone Step Change for advice. I was supported right from the start. Advice on which path to take made me feel so much better and the worry ebbed. I have had no issues whatsoever, that Step Change have not been able to listen to and help. Reviewed on: 7th July 2023

Take 1st Step, Change your life.

5
The staff here are truly amazing, Helped me get back on track after running up debts , very professional and always a call away if needed. I honestly cannot praise their service high enough. Life changing approach to dealing with debts. Reviewed on: 7th July 2023

Amazing

5
Step change have been absolutely amazing with helping me with a debt management plan really wish I had got in contact sooner. The thought of being judged was too embarrassing but they were extremely helpful and offered the best advice. For the first time in years I don't feel stressed about money worries. Reviewed on: 7th July 2023

Best Decision We Ever Made!!

5
The people at step change have been very helpful to us after my husband was laid off work and we were unable to make our payments, the information we received was very helpful and easy to fill in, they always ensure that you can afford the monthly repayments. Reviewed on: 7th July 2023

Should have done it sooner

5
I ended up in a bad way with money, I made a few bad choices and ended up being unable to pay some bills. It affected my family life and my mental health and there seemed to be no way out. A company I owed money to recommended stepchange and after I logged in and went through the process a debt management solution was put in place. I didn’t have to speak to anyone and did it all on line. Once complete I had enough money to live, pay my debt and I could see an end in sight where I could become debt free. Reviewed on: 7th July 2023

StepChange lead by example

5
StepChange helped me when I was at my lowest point even killing myself looked to be the best way out of debt. However StepChange changed all of that and together we faced my debts. Now I am paying off all of them monthly and my goal of being debt free will be 2029. StepChange are the best at what they do and they don't charge me a penny. Reviewed on: 7th July 2023

Grateful to them

5
Step Change were so polite and understanding to my circumstance. The process was quick and easy and it feels like a weight is lifted off my shoulders with the debt plan they helped put in place. I'm grateful to them. Reviewed on: 7th July 2023

SteoChange Debt Management

5
I got myself into a bit of a pickle with paying my credit cards off, so I contacted StepChange, who helped me every step of the way. They gave me loads of advice on how I can go about paying off my cards, and they saved me going bankrupt. I would recommend to family and friends. Reviewed on: 7th July 2023

Lifesavers

5
The fact that me and my daughter have seeked advice and support from step change they are amazing in how they make a difference to a person and the positive effect it leaves on the family to start living again. Reviewed on: 7th July 2023

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