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StepChange: Debt advice reviews

4.95
Based on 16,829 reviews, last reviewed 20th May 2026
101650% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service The website is easy to navigate and extremely user friendly. On the occasions that a telephone call was required I found the colleagues very helpful ... Read more Reviewed on: 20th May 2026
Broja's avatar
Broja

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16829)

Review of the StepChange, Debt advice:

Great, helpfully service

5
Really helpfull and knowledgeable people. The advisor gave me advise and guided me through the whole process to set up my debt management plan. Now, I don't wake up during the night worrying because I know my financial situation getting and my debt is reducing. Reviewed on: 7th June 2025

Stepchange are fantastic

5
Been in debts for about 10 years And decided enough was enough so I spoke to stepchange this year Absolutely fantastic Highly recommended The staff who I spoke too When I rang a few times Was fantastic I asked what's best for myself in my situation Was recommended to get a debt relief order Which I went for I was getting worried about debts But stepchange put me at ease Which I am very grateful for I am happy how Looking forward to the future Now my debts have been taken care off So big thanks to stepchange Keep up the good work.. Reviewed on: 7th July 2023

Help during a dark time

5
Stepchange have been simply incredible helping myself during a difficult financial situation, they have always been patient, understanding and kind, it would y been impossible to get debt free and back on a balanced path without having their help and support Reviewed on: 7th July 2023

Excellent service

5
No problem too great! The service provided enables you to manage your debts and move on with your life! Reviewed on: 7th July 2023

Brilliant

5
Very professional, polite and empathetic. Couldn't more, superb people. Reviewed on: 7th July 2023

Fantastic!

5
These guys provide such valuable reassurance to people in times of need. Everyone I’ve spoken to has been knowledgeable, friendly & professional. Phone lines are always manned and you can always get the answers from the first person you speak to which is frankly a miracle these days! Give these guys ALL the awards! Reviewed on: 7th July 2023

Understanding, quick, easy and fully transparent

5
Helped me so much with overwhelming debt, was so quick and easy. Given so good information that's simple to understand and various options on which would be the best path based on personal circumstances. Kept up to date regularly. Customer service and online information and access is brilliant. Thank you for your help. Reviewed on: 7th July 2023

Freedom

5
Due to the escalating cost of shopping and energy I found myself using credit for everyday expenses and then struggling to keep up with repayments. After I contacted step change I felt a weight lift, I have slept better over the last few nights than I have in a long time. Reviewed on: 7th July 2023

Fantastic and helpful

5
I got myself in so much debt and struggling to keep up repayments. These gave so much help Reviewed on: 7th July 2023

Amazing company

5
Helped me out at a time I felt there was no way out. Forever grateful for what they have done for me Reviewed on: 7th July 2023

Life Saving Help

5
Struggling to make ends meet after my retirement, COVID, Gas and Electric charges etc, etc. I phone Step Change for advice. I was supported right from the start. Advice on which path to take made me feel so much better and the worry ebbed. I have had no issues whatsoever, that Step Change have not been able to listen to and help. Reviewed on: 7th July 2023