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Tembo Money: Cash ISA reviews

4.76
Based on 3,588 reviews, last reviewed 13th Jun 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Service Service provided whilst starting my ISA and ongoing service has been excellent. Reviewed on: 13th June 2026
Phil O'Rourke 's avatar
Phil O'Rourke

Latest lowest rating:

1

Difficult- to navigate and use Difficult- I struggle to find things on the app eg. How to log out. Constant changes especially on Home page mean I just find my way around the app wh... Read more Reviewed on: 5th March 2026
Allyson 's avatar
Allyson

About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (3588)

Useful update emails on interest changes, other avai...

5
Useful update emails on interest changes, other available ISA options. Easy to move cash to other Tembo ISAs Reviewed on: 3rd February 2026

Great rates, easy application, seamless app experien...

5
Great rates, easy application, seamless app experience, clear results. Reviewed on: 3rd February 2026

Instant access ISA with good rate of interest

4
Does what it says, instant access ISA with good rate of interest Reviewed on: 3rd February 2026

Competitive interest rates, app is easy to navigate...

5
Competitive interest rates, app is easy to navigate and customer service is always excellent. Reviewed on: 3rd February 2026

Straightforward banking.

5
Tembo banking is straightforward and easy to navigate. Reviewed on: 3rd February 2026

There aren’t any, it just runs like clockwork.

5
There aren’t any, it just runs like clockwork. You get automatic authorisations and notifications well in advance. Reviewed on: 3rd February 2026

Streamline and efficient.

5
Streamline and efficient. Easy to use app with high security leaving me feeling good about my ISA choice Reviewed on: 3rd February 2026

interest rates

4
very good using app, but interest rates aren't the best now Reviewed on: 3rd February 2026

When i was looking for a new ISA provider I looked a...

5
When i was looking for a new ISA provider I looked around at a lot of banks and different financial institutes for a safe place for my money and settled on Tembo I asked each of the banks and others some questions Tembo was the only one that replied on the same day the most vital question was could I access my money it the event of a cash emergency the answer Yes and with no loss of interest and give me plenty of other options as well so i was happy to let them look after my very hard earned cash Reviewed on: 3rd February 2026

Great financial education

5
Lots of additional support and financial education resources Reviewed on: 3rd February 2026

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