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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.9 (3098 reviews)

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4.90

Based on 3,098 reviews, last reviewed 12th Mar 2026

227300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

4

Great app and good interest rates The online app is very useful and easy to use and simple to navigate. I like how it is easy to see your different accounts and the tracker that shows ... Read more Reviewed on: 12th March 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3098)

Review of the Tembo Money, Lifetime ISA:

Best rates

Best rates and helps the other ISA is easy access. Reviewed on: 24th January 2025

Market leading interest rate, the app is simple to u...

Market leading interest rate, the app is simple to use and functions well Reviewed on: 3rd February 2026

Tembo is amazing, very clear and understanding.

So far Tembo has been amazing, it so easy to access and navigate the app. Everything you need it there, it’s very easy to deposit and withdraw money if needed. And after the first withdrawal I did it’s very fast and completing the transaction. They are very clear about all the necessary numbers and overall it’s a great and helpful company. Really helps me save for a house. Reviewed on: 3rd February 2026

Competitive rate and referral bonus

Started using Tembo when they had the highest interest rate on their easy access ISA. Stuck with them as their rate remains competitive. I have referred several family and friends to Tembo and enjoyed a hefty referral bonus because of that. I am very happy with my experience. Reviewed on: 3rd February 2026

I moved to Tembo from Moneybox, and have only been h...

I moved to Tembo from Moneybox, and have only been happy so far! They have great mortgage rates, very clear ways to achieve your goals and I’m excited to continue working with them. Reviewed on: 3rd February 2026

Massive potential

I haven’t yet obtained a mortgage through my own not putting enough money in. However, the return on investment is insane! I have rated the customer service as a 5. I haven’t needed to use it yet but in my eyes if you can set up a system that doesn’t fail and has no issues, that’s already amazing customer service! It’s easy to use and allows quick transfers from your chosen bank account (plenty of options in terms of chains). They send you frequent, informative information regarding money, changes to your account or LISAs in general. Would recommend to anyone. I can’t speak on what it’s like when you have the money to put to a property so can’t speak on that. I don’t doubt there’ll be zero issues and will leave a review regarding that when said bridge has been crossed. Reviewed on: 3rd February 2026

The best money product around.

Very friendly customer serve and gets back to you quickly. Great saving rates and products. Easy to use app. Reviewed on: 3rd February 2026

Once setup it just works as expected

Started putting money in monthly at a low amount. Easy to set up. Then put in the full amount for LISA and chilled for rest of the year. Will do it again this year. Nothing to complain about. Reviewed on: 3rd February 2026

Efficient

The best thing about Tembo is its efficient and modern app, it’s very easy to use. You can see the interest you’ve accumulated daily which I also find fantastic. All round 10/10! Reviewed on: 3rd February 2026

Helping me save for a house.

Helping me save for a house. I have learnt the value of money. Reviewed on: 3rd February 2026

Overall Great Communication with App improvements

Great for being able to get clear view on progress for saving LISA towards first home. App can be a little confusing to navigate but once you know where to go to find the information the information available is really helpful. The notifications and email contact are relevant and helpful. Reviewed on: 3rd February 2026

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