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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,153 reviews, last reviewed 27th Apr 2026
11410% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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91%
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8%
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1%
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0%
1 star
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0%

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

No issues with opening a cash ISA or Lifetime ISA so...

5
No issues with opening a cash ISA or Lifetime ISA so it’s been a breeze using Tembo. Reviewed on: 3rd February 2026

Easy to use and the best interest rates

5
Easy to use and the best interest rates Reviewed on: 3rd February 2026

I’ve had a great experience with Tembo!

5
I’ve had a great experience with Tembo. Their app is really clear and easy to use. Their customer service is really responsive and has a personal touch. They have a great community for first-time buyers and run webinars etc which helps prepare for using the Lifetime ISA in future. Reviewed on: 3rd February 2026

Tembo making saving easy, informative and profitable

5
Tembo has always given great customer service, very easy to access accounts. Always updating their app to improve and have great communication regarding services, the property market and legislation making it super easy to stay in the loop as I save to buy my first home. Reviewed on: 3rd February 2026

Use of online app very easy.

5
Use of online app very easy. Have not spoken to customer service. Reviewed on: 3rd February 2026

Very helpful for saving.

5
Proving helpful in saving for a house. Able to access lots of knowledge to help through the process and know what is affordable for me. Reviewed on: 3rd February 2026

Easy to use and market-leading interest rates.

5
Easy to use and market-leading interest rates. Great in-app experience also includes a fee-free mortgage service. Reviewed on: 3rd February 2026

Tembo is great

5
I originally had my money on a stocks and shares ISA with another provider, but I needed the security of my money not being able to decrease as I was buying a property alone. The process to move my money was really easy on Tembo's side and they helped me chase up my old provider who were definitely a lot more awkward and old fashioned when it came to dealing with everything. My money being with Tembo made me feel a lot more secure with it's value, and it had the best interest rate at the time of transferring. They also offer a free mortgage broker service for members, and I also will receive a bonus on completion which I know I will appreciate when I move. I have found everyone very nice and helpful, and they have been willing to explain everything to me in really simple terms. I have also appreciated the fact that they have taken into consideration my preferred form of communication - which is email, and don't force telephone conversations on me unless absolutely necessary for the task at hand. Reviewed on: 3rd February 2026

Highly Recommended LISA Provider

5
I’ve had a really positive experience so far with Tembo (Lifetime ISA). The platform is easy to use & navigate and managing my LISA is straightforward and stress-free. Customer support has been helpful and responsive whenever I’ve had questions, which is reassuring for such an important long-term product. Well recommended, for anyone considering a Lifetime ISA. Reviewed on: 3rd February 2026

Great easy service

5
Tembo is really easy to use and provides great service. I have opened a Lifetime ISA and could not be happier about it. Everything works smoothly, and the experience has been simple and reliable. Definitely recommend! Reviewed on: 3rd February 2026

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