Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.91
Based on 1,983 reviews, last reviewed 18th Feb 2026
127600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a great experience with Tembo while saving... I’ve had a great experience with Tembo while saving for my first home. The app is easy to use, the interest rate is competitive, and the customer supp... Read more Reviewed on: 18th February 2026
David S's avatar
David S

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Review Tembo Money: Lifetime ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Tembo Money Lifetime ISA reviews (1983)

Great provider!

5
A great experience from start to finish! The app is incredibly easy to use, making the entire process seamless. I also loved the insightful tips sprinkled throughout, which added real value. Plus, the interest rates are highly competitive - definitely a game-changer! Reviewed on: 23rd January 2025

Great experience

5
Great experience since I’ve been with them. Not only having marketing leading interest rates and a very easy to use mobile app, they also provide great information on ways to better manager your spending and savings Reviewed on: 23rd January 2025

Helps me save for the future and hopefully one day o...

5
Helps me save for the future and hopefully one day own a home. Reviewed on: 23rd January 2025

First time buyers

5
We have been using this for saving for our first house. The process has been nice and smooth and we are currently in the middle of waiting for our house to be ready and The Tembo team have been brilliant with keeping us right. Reviewed on: 23rd January 2025

Best ISA/LISA app

5
I’ve got ISAs/LISAs with multiple providers and Tembo’s app is by far the easiest to use! Excellent customer service. Fantastic benefits. Couldn’t recommend more. Reviewed on: 23rd January 2025

Helping up save for a mortgage with the lifetime isa...

5
Helping up save for a mortgage with the lifetime isa, it’s great the bonus you get every month which helps makes the most out of your money Reviewed on: 23rd January 2025

Easy to set up, easy to add money and easy to see ho...

5
Easy to set up, easy to add money and easy to see how savings are progressing. Reviewed on: 23rd January 2025

Gamified saving - Absolutely brilliant

5
Gamified saving - Absolutely brilliant Reviewed on: 23rd January 2025

Only had to contact them once but they were very hel...

5
Only had to contact them once but they were very helpful Reviewed on: 23rd January 2025

Saving made simple

5
Lifetime ISA is simple to set up, their correspondence is always relevant, informative, accessible, succinct. Makes organising your finances and saving for my first home easy to understand. And of course it helps that their interest rate is up there with the best. Reviewed on: 23rd January 2025

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products