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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,111 reviews, last reviewed 15th Mar 2026
228500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

It has been helpful and inspiring. It has been helpful and inspiring. We have been able to save effectively for a deposit towards a mortgage. Reviewed on: 15th March 2026
Alfie P's avatar
Alfie P

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3111)

Review of the Tembo Money, Lifetime ISA:

Best rates

5
Best rates and helps the other ISA is easy access. Reviewed on: 24th January 2025

great service all round.

5
great service all round. Really helpful with my mortgage application. Reviewed on: 3rd February 2026

market leading interest rates

5
I love the market leading interest rate of 3.8% AER (variable) Reviewed on: 3rd February 2026

Tembo is great!!

5
Tembo is great, the interest rate is very competitive, the app is easy to navigate and allows to create an account quickly Reviewed on: 3rd February 2026

Tembo make things very clear and easy to see what yo...

5
Tembo make things very clear and easy to see what your money is doing. The breakdown of fees and interest etc is all extremely easy to read and as someone who feels less confident about money matters, it’s been a great help Reviewed on: 3rd February 2026

My Tembo Experience

5
I have had Tembo for two years and I am currently in the process of withdrawing the stored funds for my first house deposit. The process has been smooth, easy and the customer service which has been provided by the team is seamless. Reviewed on: 3rd February 2026

Tembo has been a godsend saving for my first home.

5
Tembo has been a godsend for saving for my first home. I never thought it was possible I could save this much but Tembo made it possible. Setting my future goal and free advice. The app is easy to work and never been too much hassle. The informational emails keep you up to date. Reviewed on: 3rd February 2026

easy to navigate the app, very understandable format...

4
easy to navigate the app, very understandable format and clear terms and conditions. transfers are simple and straightforward and the email communication is effective and not overbearing Reviewed on: 3rd February 2026

Great helping us a lot very happy

5
Great helping us a lot very happy Reviewed on: 3rd February 2026

They’ve been great for me!

5
They’ve been great for me! Really helped me start my house buying goal! Reviewed on: 3rd February 2026

The My Goal feature is great

4
I think the “my goal” feature is great and helps you visualise and plan your goal of owning your first home. It allows you to plan ahead and work out what you could afford with your current budgeting. Reviewed on: 3rd February 2026

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