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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,113 reviews, last reviewed 16th Mar 2026
228600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Tembo is easy Migrating my L-ISA from another platform to Tembo was very smooth and simple. Their email updates about the progress of my L-ISA as well as their othe... Read more Reviewed on: 16th March 2026
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GtaT

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3113)

Review of the Tembo Money, Lifetime ISA:

Best rates

5
Best rates and helps the other ISA is easy access. Reviewed on: 24th January 2025

Tembo is a great choice!

5
Tembo is a great choice! It’s a very easy set up and explains the process clearly. Any questions you have are answered quickly and with great detail. It’s also easy to use with a direct debit and simple steps to pause collections if needed. It’s my first LISA and has made the process very accessible. Reviewed on: 3rd February 2026

Had many issues with the app.

3
Had many issues with the app. Poor app overall. Issues take days to sort out, there’s no other way to verify your money is still there. Reviewed on: 3rd February 2026

I started using Tembo after researching the best lif...

5
I started using Tembo after researching the best lifetime ISA's to save towards buying my first home. Tembo came out on top of the search results and on money saving expert. It was a no brainer to open the account. Reviewed on: 3rd February 2026

Competitive rates joint savings goals

5
They offer a competitive rate on your savings, you can easily see your interest payments and there are great features for sharing savings goals with a partner and referring friends to earn extra towards buying your first home. Reviewed on: 3rd February 2026

Offers competitive rates for LISA

5
Offers competitive rates for LISA Reviewed on: 3rd February 2026

Simple and easy

4
Brilliantly simple and easy to use. Reviewed on: 3rd February 2026

Simple, clear, user friendly with great benefits.

5
I love how clear the offering is, no hidden catches. Was extremely easy to transfer in my Cash and Lifetime ISA. Great interest rate, app super easy to use and pleasant design and I find the email newsletter genuinely useful and informative. Have already recommended to friends and family. They have mortgage advisors too which is super helpful - they help you with everything. Reviewed on: 3rd February 2026

Very good product , great tools. - would recommend

5
Very good product , great tools. Reviewed on: 3rd February 2026

Best LISA options around.

5
Best LISA options around. I was with another supplier and the transfer in to Tembo was very smooth with no issues. I have also recommended them to several friends. I also have a joint LISA on the app with my partner, great we can see our saving pot and goals together. Reviewed on: 3rd February 2026

Easy service

5
It has been very easy to set up and track. Reviewed on: 3rd February 2026

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