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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1993 reviews)

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4.91

Based on 1,993 reviews, last reviewed 4th Mar 2026

128600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

This has been the best place to start saving for my... This has been the best place to start saving for my first home. Reviewed on: 4th March 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1993)

Review of the Tembo Money, Lifetime ISA:

Great value and easy to use app

Very straightforward and the app is great and easy to use. Value for money with a rate of 4.8% in my opinion. Reviewed on: 26th January 2025

Great set of savings products and customer service,...

Great set of savings products and customer service, mobile app is one of the best designed apps which I have used for banking and finances, pays interest monthly and has lots of helpful resources and utilities to help me manage my ISA accounts and balances Reviewed on: 3rd February 2026

10/10 service, super user friendly app with great fe...

10/10 service, super user friendly app with great features to help me save for a house! Reviewed on: 3rd February 2026

No problems with Tembo, everything positive...

No problems with Tembo, everything has been positive and smooth and very stress free. I did a transfer from another provider and it was so faultless and the customer service team were good at keeping me updated on where my money was. Good competitive rates and better than my last provider for LISA. Reviewed on: 3rd February 2026

I love Tembo!

My Dad did research into multiple online saving accounts to store my trust fund I got when I was 18, so that I could collect interest and add money to it to save for a house when I'm older. It's one of the easiest apps I've used when it comes to transferring money into, and the way it's set out makes it easy to save. After I put £4,000 in there and let it sit, I earned another £1,000. So far, I've earned an extra £58 for just using tembo - that's without me adding anything into it. I would say it's very much worth it, as you make the most out of your money. It's especially good for young people, and students, who don't yet have jobs and want somewhere to store big sums like that. I've not personally interacted with the customer service team, so I can't make a review on that. However, I adore the features and how the app is laid out. It always makes me happy when I open it! Reviewed on: 3rd February 2026

Tembo made buying a home seem possible

In my 20s I never thought buying a house would be possible. The I was introduced to Tembo and their lifetime ISA and I then felt like I could maybe own my own home. I love everything about Tembo. Their community, easy-to-use app, first-time buyer webinars, their social media videos… I always learn something new. I’d recommend Tembo to anyone! Reviewed on: 3rd February 2026

I was referred by a family member and haven’t looked...

I was referee by a family member and haven’t looked back Reviewed on: 3rd February 2026

No complaints

Ive had my account for just over a year and i've had no problems, the app is easy to use and they have regular emails that update me on interest rates and other changes Reviewed on: 3rd February 2026

Really easy to set up and good rate.

Really easy to set up and good rate. Can also auto deposit and the app is really user friendly. Highly recommend Tembo as a provider for LISA. Reviewed on: 3rd February 2026

The app is simple and easy to use - great UX design

The app is simple and easy to use - great UX design. The email newsletters are also very useful to learn about how real legislation or interest rate updates are impacting my Tembo savings. Reviewed on: 3rd February 2026

Wonderful customer service and excellent rates

I had a problem with my account initially because of my email address and the customer support was really good and helpful! They reset my account and I’ve had no issues anymore. Love the interest rates and updates via email - definitely my favourite place to put my money. Reviewed on: 3rd February 2026

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