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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,993 reviews, last reviewed 4th Mar 2026
128600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

This has been the best place to start saving for my... This has been the best place to start saving for my first home. Reviewed on: 4th March 2026
Lewis T's avatar
Lewis T

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1993)

Review of the Tembo Money, Lifetime ISA:

Great value and easy to use app

5
Very straightforward and the app is great and easy to use. Value for money with a rate of 4.8% in my opinion. Reviewed on: 26th January 2025

Saving made easy - very competitive interest rates,...

5
Saving made easy - very competitive interest rates, clear terms and conditions, customer service seecond to none with quick answers to any queries. Because of how happy I was with my Lifetime ISA, I decided to take another product with them Reviewed on: 3rd February 2026

Can’t recommend enough!

5
It’s been excellent and I cannot recommend Tembo enough as I have had the best experience with them so far Reviewed on: 3rd February 2026

Not just a bank but a savings service.

5
Not just a bank but a savings service. They know the market and know their business and are on hand to help you reach your saving targets. Reviewed on: 3rd February 2026

HELPFUL AND EASY!

5
So helpful for someone who gets easily stressed and overwhelmed about banking and adult stuff haha. Often posts articles that are easy to read and helpful in helpingme personally to understand things i never knew before. Reviewed on: 3rd February 2026

My favourite savings app

5
Very easy to use, helpful email updates and fantastic rates. Reviewed on: 3rd February 2026

Review of excellent Tembo

5
Excellent in-app experience, so easy and efficient and extremely user friendly. You don’t always get that with all banks. Visually very good and very clear with terms and conditions. excellent rate of interest too. Reviewed on: 3rd February 2026

App is very user friendly and works well.

4
App is very user friendly and works well. Communications are clear and easy to understand and I feel well updated on service and products. Reviewed on: 3rd February 2026

Been very smooth and easy to use!

5
Been very smooth and easy to use! Reviewed on: 3rd February 2026

Contactable, visually pleasing app and informative

5
App is easy to use, easy to contact someone with issues or questions, the savings tracker is useful and they provide helpful mortgage advice for first time buyers. Reviewed on: 3rd February 2026

Opened account for savings only, but it has so much...

5
Opened account for savings only, but it has so much guidance to offer for the future! Reviewed on: 3rd February 2026

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