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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,993 reviews, last reviewed 4th Mar 2026
128600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

This has been the best place to start saving for my... This has been the best place to start saving for my first home. Reviewed on: 4th March 2026
Lewis T's avatar
Lewis T

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1993)

Review of the Tembo Money, Lifetime ISA:

Best rates

5
Best rates and helps the other ISA is easy access. Reviewed on: 24th January 2025

Tembo is easy to use and provides helpful accessible...

5
Tembo is easy to use and provides helpful accessible information. You can easily transfer and track interest. Overall, very good. Reviewed on: 3rd February 2026

Excellent provider for my LISA

4
Excellent provider for my Lifetime ISA! Love the visuals and graphics of the app and how you can interact with their giveaways. The only small negative feedback I’d give is with the referral requirement in order to receive the reward money… Needing the friend you refer to transfer a minimum amount of £500 is quite inconvenient and means two people lose out.. Reviewed on: 3rd February 2026

Really easy and straight forward

5
Really easy and straight forward to open an account and the extra 25% bonus is amazing. Also gives good mortgage advice for future planning and working out what I need to save and how long I need to save for before I can afford to buy. Reviewed on: 3rd February 2026

I used Tembo for my LISA savings and as my mortgage...

5
I used Tembo for my LISA savings and as my mortgage broker during house purchase. They have been wonderful and I would recommend to all. Reviewed on: 3rd February 2026

Solid App, Just Works, Leading LISA and Cash ISA.

5
Solid App, Just Works, Leading LISA and Cash ISA. The offer of brokering for free is also nice when I choose to purchase a house. Reviewed on: 3rd February 2026

Perfect Experience

5
Great. Easy setup. Competitive rates. User friendly. 5 Star experience. Reviewed on: 3rd February 2026

TEMBO have provided me a great service

5
TEMBO have provided me a great service, I like the LISA product and also the help with my first mortgage application has been second to none, quick clear communication easy process. Feel very supported through the process Reviewed on: 3rd February 2026

Switched to Tembo for a better rate.

5
I switched to Tembo for a better rate a few years ago. While that promotional rate might be over for me, Tembo has consistently offered a competitive rate. The app is great and Tembo really make an effort to educate their customers on personal finance which I am especially a fan of. Moreover, quite a few of of my friends have opted for Tembo as well, highlighting it's place as a well recognized top provider. Overall, I'm very happy and look forward to making use of more of Tembo's services in the future. Reviewed on: 3rd February 2026

Very positive, app is really easy to use

5
Very positive, app is really easy to use Reviewed on: 3rd February 2026

It’s so easy to us and you get value from...

5
It’s so easy to us and you get value from your money Reviewed on: 3rd February 2026

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