Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.91
Based on 2,513 reviews, last reviewed 5th Mar 2026
175500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommend! I love the security of the app and have never had any issues with the app! Would recommend to all my friends Reviewed on: 5th March 2026
Aimee H's avatar
Aimee H

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (2513)

Review of the Tembo Money, Lifetime ISA:

Interesting interest rates!

5
I moved my lifetime ISA to Tembo & haven’t looked back, they’ve increased the Lifetime ISA interest rate 3 times in a row when other providers have decreased theirs…not much wonder they are the Lifetime ISA the market leader! Reviewed on: 21st January 2025

Good experience so far

5
I haven’t been using it for very long but haven’t had any complaints. I luckily have not needed to use customer service yet, so can’t comment on that. Reviewed on: 5th March 2026

Decent rates, easy to pay in money.

4
Decent rates, easy to pay in money. I haven't had any issues Reviewed on: 5th March 2026

Very easy and straight forward.

5
Very easy and straight forward. App is intuitive and I’m happy with the result Reviewed on: 5th March 2026

100% recommend

5
Tembo provides an excellent service with a great app design. It’s so easy to navigate and any time I’ve reached out to customer service the response has been quick and clear. Reviewed on: 5th March 2026

Customer service fab, great offers, refreshing!

5
I have been really impressed by the customer service - there to answer questions but not to push anyone into taking out anything they don't already want. The value is great, the interest rates are competitive and the system has been really easy to use. I am looking forward to using them for mortgage help when I reach that stage. Reviewed on: 5th March 2026

Great LISA provider, excellent service and communica...

5
Great LISA provider, excellent service and communication. Great app interface and instruction on their website Reviewed on: 5th March 2026

Easy investing into retirement.

5
Easy investing into retirement. App takes money every month and if you're ahead it lowers it automatically. Reviewed on: 5th March 2026

Always excellent service.

5
Always excellent service. A great savings rate. Good communication. Cant fault them Reviewed on: 5th March 2026

Amazing, simple and seamless all the way

5
Amazing, simple and seamless all the way Reviewed on: 5th March 2026

Nice UI and love seeing daily interest

5
Love seeing how much I interest I get per day. Reviewed on: 5th March 2026