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Tembo Money: Lifetime ISA reviews

4.90
Based on 2,868 reviews, last reviewed 5th Mar 2026
207100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

They have a decent interest rate, I use the lifetime... They have a decent interest rate, I use the lifetime ISA. Easy to set up and access. Reviewed on: 5th March 2026
Kyle's avatar
Kyle

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (2868)

Review of the Tembo Money, Lifetime ISA:

Interesting interest rates!

5
I moved my lifetime ISA to Tembo & haven’t looked back, they’ve increased the Lifetime ISA interest rate 3 times in a row when other providers have decreased theirs…not much wonder they are the Lifetime ISA the market leader! Reviewed on: 21st January 2025

Best decision for mortgage ive made

5
Been with tembo since I was 18 now going on 3 years and couldn't fault them Reviewed on: 5th March 2026

First Time Buyer friendly

5
As a first time buyer I had a lovely experience both with Yasmin and Abbey. Both were extremely helpful and informative about everything and the fact that the service was free was a bonus. I managed to secure my mortgage deal really fast Thank you! Reviewed on: 5th March 2026

Great Service

5
Very easy app to use and helpful whenever I’ve needed assistance. Reviewed on: 5th March 2026

Quick and easy, money goes in to savings very quick...

5
Quick and easy, money goes in to savings very quick and government bonus too. No issues so far and seems easy process to use when I’m ready to buy my first property. First and only ISA I’ll be using if they keep up! Reviewed on: 5th March 2026

Tembo for best rates and free broker

5
Tembo has had the highest interest rates for the past year. The customer service and added incentives for getting your first mortgage with them are incredible. not to mention the holiday giveaways are also fun and interactive. Reviewed on: 5th March 2026

I am happy with the App, the speed that money is tra...

5
I am happy with the App, the speed that money is transferred between account and the communication I receive regarding my accounts Reviewed on: 5th March 2026

Really useful

5
Great, been very easy and useful Reviewed on: 5th March 2026

Been with Tembo for years! highly recommend

5
I have been saving with Tembo for sometime, I love the communication from Tembo. They make it very clear to understand what each scheme clearly is and how it works. I love the feature that me and my partner can link our Tembo accounts. This has been perfect for us whilst saving. I have now also opened a cash ISA so we can continue saving once we hit our limit on our LISA Reviewed on: 5th March 2026

Quick and responsive.

5
Quick and responsive. Helped when I had questions Reviewed on: 5th March 2026

Excellent

5
An easy app to use and navigate, Tembo have provided the best interest rate and given updates on how close I am to my goal. I haven’t used the customer service a lot so cannot rank due to the fact the app is so easy to navigate and everything is there or easy to search up. Never had any problems and have recommended to many family members and friends. Reviewed on: 5th March 2026