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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,981 reviews, last reviewed 16th Feb 2026
127400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
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1%
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0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Tembo provides an excellent free mortgage advisor se... Tembo provides an excellent free mortgage advisor service if you have a lifetime isa with them Reviewed on: 16th February 2026
Yingjie Z's avatar
Yingjie Z

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1981)

Review of the Tembo Money, Lifetime ISA:

Best rates

5
Best rates and helps the other ISA is easy access. Reviewed on: 24th January 2025

Must invest with Tembo

5
Good interest rate! Easy to use App!! What else do you need to start investing money. Reviewed on: 6th February 2026

Very easy to set up and nice interface.

4
Very easy to set up and nice interface. Reviewed on: 6th February 2026

I’ve had a great experience and the communication ha...

5
I’ve had a great experience and the communication has been strong. They have kept me up to date with any updates to my account. Additionally I have found the application very intuitive and easy to use and much is great Reviewed on: 6th February 2026

A must download app

5
I honestly can’t fault the Tembo app for managing my Lifetime ISA. It’s incredibly easy to use, well designed, and explains everything clearly, which is perfect if you’re a first-time buyer. The app makes saving feel achievable and far less overwhelming. It’s helped me feel more confident about my finances and future home plans. Highly recommend! Reviewed on: 6th February 2026

Simple and easy to use

5
User friendly app and straightforward language Reviewed on: 6th February 2026

Great rates, clear user friendly app.

5
Great interest rates, user friendly & well designed app. Clear information on the app. Reviewed on: 6th February 2026

Tembo is a great savings service.

5
Tembo is a great service for saving towards your goals whether it's a house or just general savings. They offer various methods to do so and the interest rates are always above the competition. The app is also really easy to use. Reviewed on: 6th February 2026

The Best for Lifetime ISAs

5
Very easy to use and accessible accounts with competitive interest rates. The lifetime ISA Tembo provides was the primary reason I'd made an account, and this has certainly not disappointed me. Even following from making that ISA I created a cash ISA with them as an extra savings account. I just love how simple it is to open accounts and manage money from all of them. Reviewed on: 6th February 2026

Using Tembo to buy a house for the first time.

4
Using Tembo to buy a house for the first time. Haven’t used most of the services they offer but so far it has been a good experience. The app is a bit buggy but okay overall Reviewed on: 6th February 2026

Tembo - excellent LISA provider

5
I opened an account with Tembo and not only was my LISA transfer seamless, but I feel very satisfied that their cash LISA rate is so competitive. The extra rewards that can be earned through referrals are a wonderful bonus too. Reviewed on: 5th February 2026

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