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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,977 reviews, last reviewed 14th Feb 2026
127000% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Tembo offers excellent service Tembo offers market leading interests rates on savings, plus a user-friendly mobile app to manage your money. Reviewed on: 14th February 2026
Russell W's avatar
Russell W

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1977)

Easy app, relevant info, awesome customer service

5
The Tembo app is so easy to use – getting started is effortless. I love how simple it is to check my progress, and the monthly emails letting me know when my interest has landed are a great touch. The newsletters are also really useful, keeping me updated on changes in laws around LISAs and mortgages, without all the confusing political mumbo jumbo. I’ve made use of customer care once when I had issues receiving my OTP, and that too was friendly, efficient and on-point! Reviewed on: 3rd February 2026

Simple instructions and easy to use application.

5
Simple instructions and easy to use application. Clear guidance for how to access the money and what the rates are and how they can change. Regular updates and easy to set a target and connect with a partners saving goals. Reviewed on: 3rd February 2026

Best LISA so far!

5
Market leading LISA rate is all you need to know, easy to use app and clearly able to see account information. I've been reading about their mortgage services and they sound great, I cant wait to give these a try in the next couple of years. Reviewed on: 3rd February 2026

Quick and thorough customer service

5
I’m a nervous person and had a lot of questions before starting up. Tembo was amazing at getting back to me quickly and explaining things simply to me. Reviewed on: 3rd February 2026

I only use Tembo for a LISA and ISA currently but it...

4
I only use Tembo for a LISA and ISA currently but it has been great and easy to use Reviewed on: 3rd February 2026

Tembo quick response

5
My questions for the Lifetime ISA were answered quickly and efficiently, joining Tembo was easy and had no issues at all. Reviewed on: 3rd February 2026

Market leading lifetime ISA

5
I use Tembo for my lifetime ISA, they have the market leading interest rate and offer free mortgage advice with their ISA. Not had a single bad experience with the company. Reviewed on: 3rd February 2026

Tembo does great interest rates and their customer s...

5
Tembo does great interest rates and their customer service has been impeccable when I made a mistake they were able to fix it Reviewed on: 3rd February 2026

Fantastic service - already got my sister on it!!

5
I’ve had my Tembo account for nearly 2 years and the fabulous interest rate means I’ve been able to make a really great start on saving for a house deposit for the future. The account is easy to understand and Tembo offers great advice on other financial matters. Highly recommend. Reviewed on: 3rd February 2026

easy to use and enjoyable app for ISAs

4
easy to use and enjoyable app for ISAs Reviewed on: 3rd February 2026

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