Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.91
Based on 1,978 reviews, last reviewed 15th Feb 2026
127100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

great savings and helping me towards my goal of buyi... great savings and helping me towards my goal of buying a home Reviewed on: 15th February 2026
Caitlin E's avatar
Caitlin E

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1978)

Review of the Tembo Money, Lifetime ISA:

Highly recommend Tembo as a LISA

5
Tembo has made it so easy to save towards a house deposit - the in-app experience is great and allows you to connect with others to work towards a joint goal, see how long it will take you to save towards your goal, as well as providing useful up-to-date information about the current housing market. All round 5 star experience! Reviewed on: 22nd February 2024

I've only switched my Lifetime ISA to Tembo, but so...

5
I've only switched my Lifetime ISA to Tembo, but so far so good and I'll definitely recommend it to my friends and colleagues who are of course eligible for LISA, if not they can also use an ISA account. Having switched both to Tembo I can already see benefits. If only I found out about Tembo much much earlier. I made the right choice so should you and don't delay switch to Tembo as early as, today! Reviewed on: 5th February 2026

An all- rounder, 10/10 would recommend

5
Tembo supported me in saving for my first home and gave great interest rates at the time. The mortgage calculator and bitesize blog posts were all so helpful in giving me the information I needed to buy confidently. It’s such a great, user friendly app and whenever I have dealt with the team they have always been very responsive and helpful! I loved it so much I chose to open an easy access ISA after buying my first home to continue to support me Reviewed on: 5th February 2026

Great service, I signed up for the LISA and have enj...

5
Great service, I signed up for the LISA and have enjoyed the easy to use app. I recommended to my partner to open a LISA with Tembo too. Reviewed on: 5th February 2026

Very easy experience from the start.

5
Very easy experience from the start. Haven't had any problems, always keep you upto date with any changes. Reviewed on: 5th February 2026

Very helpful and easy to use everything is made easy...

5
Very helpful and easy to use everything is made easy for beginners Reviewed on: 5th February 2026

Zero hassle, easy to set up.

5
Zero hassle, easy to set up. Very clear products. Reviewed on: 5th February 2026

It was a mostly smooth and very east set up.

5
It was a mostly smooth and very east set up. Now I have got a hang of the app it is very easy to manage my account, and Tembo provide lots of information about how the money is doing. During setup I had a few issues with getting my other banking apps and Tembo to communicate in order to send across payments, but it is all working great now. Reviewed on: 5th February 2026

Brilliant

5
Great rates and security! Easy to use app and good customer service Reviewed on: 5th February 2026

I can transfer money over quicky to you

4
I can transfer money over quicky to you Reviewed on: 5th February 2026

Easy, clear and simple to understand!

5
Easy, clear and simple to understand! The forum has been incredibly helpful in mythbusting for me and making the idea of buying feasible. Reviewed on: 5th February 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products