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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,916 reviews, last reviewed 5th Feb 2026
121500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Very easy experience from the start. Very easy experience from the start. Haven't had any problems, always keep you upto date with any changes. Reviewed on: 5th February 2026
Justin H's avatar
Justin H

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1916)

Review of the Tembo Money, Lifetime ISA:

Generous Interest Rate

5
Incredible interest rate offered on the lifetime ISA, at a time when all other lenders are decreasing their rates, to increase theirs is extremely appreciated, and has made me a loyal customer to Tembo, provided they continue to offer the best rates. Reviewed on: 3rd February 2025

Love these guys!

5
Love these guys! Changed banking for me :) Reviewed on: 4th February 2026

Anything I speak with advisors they are helpful and...

5
Anything I speak with advisors they are helpful and diligent Reviewed on: 4th February 2026

Great customer service!

5
Great customer service and when I joined they had the best rates on the market. Still very competitive. Reviewed on: 4th February 2026

Fantastic provider, quick answers and easy to switch to

5
Fantastic provider, quick answers and easy to switch to Reviewed on: 4th February 2026

It’s a very intuitive way to save and monitor your m...

5
It’s a very intuitive way to save and monitor your money Reviewed on: 4th February 2026

Don’t have a bad thing to say about Tembo

5
Been using Tembo for years (when it was known as nude long ago) Its always been very easy to use, the app is constantly getting updated and is very convenient. I’ve maxed the LISA out for years and the app/company are very encouraging. It really feels like they’re trying to help you instead of just being a money middleman. The learning material and customer support is incredible. The only reason I’m planning on buying a house this year is because of them and I’m confident they can help me through it all. I tell everyone to get on Tembo and get the LISA maxed out! I’ve not got a bad thing to say about it. Reviewed on: 4th February 2026

I like how user friendly the platform is

5
I like how user friendly the platform is Reviewed on: 4th February 2026

Best way to start your investing journey

5
Very simple to set up a s staff is quick to respond to your queries! Reviewed on: 4th February 2026

Easy to use and the interface is intuitive

5
Easy to use and the interface is intuitive Reviewed on: 4th February 2026

I think I get it

4
I have always struggled with knowing where exactly to put my money for the future. Screaming through my 20s, I didn't know exactly how to "save up" for myself, let alone for a mortgage. With Tembo, it was extremely simple for both me and my partner. The bonuses they provide and simple layout make understanding how to save up for a mortgage a doddle. Reviewed on: 4th February 2026