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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1981 reviews)

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4.91

Based on 1,981 reviews, last reviewed 16th Feb 2026

127400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

Tembo provides an excellent free mortgage advisor se... Tembo provides an excellent free mortgage advisor service if you have a lifetime isa with them Reviewed on: 16th February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1981)

Review of the Tembo Money, Lifetime ISA:

Transferred in from Skipton

I transferred from Skipton back in 2022 and I couldn’t recommend it more! Big fan of the app and customer service always super friendly too. Reviewed on: 19th February 2024

Brilliant

Great rates and security! Easy to use app and good customer service Reviewed on: 5th February 2026

I can transfer money over quicky to you

I can transfer money over quicky to you Reviewed on: 5th February 2026

Easy, clear and simple to understand!

Easy, clear and simple to understand! The forum has been incredibly helpful in mythbusting for me and making the idea of buying feasible. Reviewed on: 5th February 2026

Cannot fault Tembo, from opening my account to withd...

Cannot fault Tembo, from opening my account to withdrawing my LISA. Abi and Henry have been amazing from start to finish! Reviewed on: 5th February 2026

Good bank with decent rates for interest

Good bank with decent rates for interest Reviewed on: 5th February 2026

Really helpful

Super easy to use app, good apr rate on savings. The app has made saving for a house actually doable and is super helpful and informative. Reviewed on: 5th February 2026

The Best Value LISA on the Market

Tembo's LISA offers fantastic value compared to other providers. Consistently has the highest interest rate (excl. introductory bonuses) and provides a fee free mortgage service for customers worth £749. The app is very intuitive and provides lots of useful information to help guide first time buyers via their learning hub. Users can compare interest rates from lenders, use Tembos mortgage calculatorand the ability to get a property report all within the app. Bonus incentives are available for anyone wishing to take out a mortgage through Tembo (5.5% AER savings via their HomeSaver account or a 1% bonus on mortgage completion for example). As well as a generous referral scheme it is hard to beat the sheer value on offer from Tembo. Reviewed on: 5th February 2026

Positive

Great interest rate and good updates Reviewed on: 5th February 2026

It does it's job

It does it's job. I have no complaints. The app works as expected. Reviewed on: 5th February 2026

Excellent service received

Claudia and Chelsea were extremely helpful when we were in the process of buying our first home. They were very informative, responsive and were always happy to hop on a call when we needed some guidance. Reviewed on: 5th February 2026

Alternative products

Cash ISA
from Nottingham Building Society 4.92 from 128 reviews
Lifetime ISA
from J.P. Morgan Personal Investing (formerly Nutmeg) 4.87 from 111 reviews
Cash ISA
from Halifax 3.67 from 56 reviews

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