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Tembo Money: Lifetime ISA reviews

4.91
Based on 3,025 reviews, last reviewed 7th Mar 2026
221500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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1%
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0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Amazing App features Great services provided I love the fact there’s so many features within the app and I love the fact of the 2 step security Reviewed on: 7th March 2026
EllieGrace's avatar
EllieGrace

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3025)

Review of the Tembo Money, Lifetime ISA:

Excellent, ever-improving company

5
Excellent, ever-improving company Reviewed on: 25th January 2025

Great LISA with easy visibility through the app

5
Great LISA with easy visibility through the app Reviewed on: 5th March 2026

Easy to use and understand, always providing updates...

5
Easy to use and understand, always providing updates on how to best save and protect money. Reviewed on: 5th March 2026

Easy set up and great interest rate.

5
Easy set up and great interest rate. Left my high street bank for Tembo I had been using for 35 years. Reviewed on: 5th March 2026

Great provider with high interest rate for my savings.

5
Great provider with high interest rate for my savings. Easy application process from start to finish. Reviewed on: 5th March 2026

The Tembo Mobile app is excellent.

5
The Tembo Mobile app is excellent. It’s a clear and well designed app and has made day to day tasks very easy and clear. Tembo made the process of transferring in an existing LISA very easy indeed and there is as no need for any kind of stress or manual intervention. The interest rates are also very competitive and I hope for the future that this remains so. The company comes across as one that has a wish to look after customers as opposed to putting all efforts int attracting new ones. I have no intention to move my money away from Tembo as a result of these points. Would I recommend Tembo? Yes I definitely would. I trust Tembo with my money. Reviewed on: 5th March 2026

Very good service.

5
Very good service. Very happy with customer surface and all user interface. Great value for money too. Reviewed on: 5th March 2026

Great all rounder

5
The app is easy to navigate, the interest rates are brilliant, and you can clearly see the goals you are saving towards. The ability to link your account to somebody else's provides further clarity on your financial situation and allows you to make more informed decisions when saving. The only thing I would change is sometimes it is difficult to navigate to see how much you money you need to deposit to fulfil the bonus requirements. Reviewed on: 5th March 2026

Easy to open an account - great features

5
Very easy to open an account and link to current account. Excellent rates, very happy with experience. Reviewed on: 5th March 2026

Great service

5
I’ve only had a good experience with Tembo, whenever I had questions in the past their customer service representatives were really helpful and explained everything in detail. I have also recommended Tembo to family who have already used their Lifetime ISA towards buying a property, and they said it was a really easy and quick process. Reviewed on: 5th March 2026

Tembo is a top banking app.

5
Tembo has very competitive interest rates which has kept me a loyal customer over the last few years. The app is very easy to use and puts my money into a better perspective. My interest is payed monthly which is beneficial for my finances. Reviewed on: 5th March 2026

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