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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,969 reviews, last reviewed 11th Feb 2026
126400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Great experience so far, Thanks! Great experience so far, Thanks! Reviewed on: 11th February 2026
Kirsten D's avatar
Kirsten D

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1970)

Review of the Tembo Money, Lifetime ISA:

Great LISA, great app

5
I managed to get my TEMBO LISA set up the year before last, just before the tax year ended. It's worked out well and I've been able to save consistently with the LISA and also with the interest rate which is particularly high. I've been really impressed by the consistency and ease of the app and interface. Nice and clear. The new instant cash ISA is also really helpful and gives me a place to park my money outside my other bank accounts until the new tax year starts so I can move it into the LISA. Reviewed on: 24th January 2025

I have been with Tembo for a couple of years and alw...

5
I have been with Tembo for a couple of years and always had a good experience. Reviewed on: 5th February 2026

Efficiency and good communication

5
Efficiency and good communication Reviewed on: 5th February 2026

Good experience overall

5
Good experience overall, good customer service and the rates are good. Reviewed on: 5th February 2026

Great interest rate and easy to set up.

5
Great interest rate and easy to set up. Reviewed on: 5th February 2026

Tembo has changed my opinion on banking

5
Tembo has changed my opinion on banking. Whereas previously, I've suffered poor service, inefficiency, and a bank that felt like they weren't on my side, Tembo has been amazing. From the attractive interest rate, an incredible user friendly app, to the regular email communications I receive, the service from them has been exceptional. Reviewed on: 5th February 2026

Free mortgage advice at Tembo

5
Tembo is a great bank. They offer plenty of support for first time buyers and the free mortgage advice is a bonus. Reviewed on: 4th February 2026

ISA transfer

3
Took about 6 weeks to transfer an ISA despite claiming they could do it in 15 days. Otherwise good. Reviewed on: 4th February 2026

I like the UI.

5
I like the UI. It's easy to set goals and see estimates Reviewed on: 4th February 2026

Easy to set up, competitive interest rate, good cust...

5
Easy to set up, competitive interest rate, good customer service Reviewed on: 4th February 2026

Tembo have market leading lifetime ISA rates.

5
Tembo have market leading lifetime ISA rates. I have had a positive customer experience thus far after transferring my ISA from another provider. Reviewed on: 4th February 2026

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