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Tesco Bank: Car insurance reviews

Name: Car insurance
Rating: 2.46 (531 reviews)

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2.46

Based on 531 reviews, last reviewed 17th Apr 2026

100% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

30%

11%

53%

Latest highest rating:

5

Car Insurance was the best for me. When getting car insurance Tesco were able to give me the cover I wanted at the best price. It was easy to complete the forms on line and the cover wa... Read more Reviewed on: 17th April 2026

Latest lowest rating:

1

Car was in accident Tesco took car away repaired cru... Car was in accident Tesco took car away repaired crumple zone they said its not part of the car structure. I asked for full report and costs they sent... Read more Reviewed on: 15th April 2026

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About this product

Tesco car insurance has three levels of cover: Bronze, Silver and Gold.

If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a week. If you’re a Clubcard holder, you’ll be able to get a discount on your premiums. If you have any queries about your policy, you can call the UK-based team.

Tesco car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco before, you can also leave a review and share your experience.

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Tesco Bank Car insurance reviews (531)

An absolute rip off!!

I've been with Tesco Bank car insurance for a couple of years now and have always been happy with the price & service. I've recently been made unemployed so asked how my premium would change to use my car for business use as a sole trader when I start my own business in the next couple of weeks. At first they told me it would reduce my premium by £13 due to significantly reduced annual mileage (previously 30K per year). Great I thought! Then they asked when I changed occupation to being self employed. So I explained that I was currently unemployed and will be starting self employment in the next couple of weeks. "Ah well ", said Tesco, "if you are currently unemployed, we'll have to charge you an additional £99 premium for the remainder of your cover". What!!!!! So it seems that my change in circumstances from travelling 30000 miles a year all over the country, to having the car standing on the driveway at home pretty much all day every day is a far greater insurance risk!! Can anyone please explain to me the logic - preferably someone from Tesco? The agent I spoke to certainly couldn't explain it; he just resorted to, "well that's what it's come back as." Whatever happens in future, there is no way on God's Earth, that Tesco will ever get any more business from me!! Reviewed on: 6th September 2017

Best value for money and good online.

Very good value for money and the online service that goes with the black box was very useful in checking how well I was driving! Also the people over the phone were very efficient and helpful. Reviewed on: 5th September 2017

Great, Hassle free insurance company

There is nothing to complain about, great policy, prices and company Reviewed on: 5th September 2017

Pet insurance

Ok customer service maybe try a little harder to keep customers for longer than a year!! Reviewed on: 27th August 2017

Absolutely loved dealing with them

Perfect as second year car insurance Reviewed on: 23rd August 2017

Great value

Best value insurance used for the second year because of no increase in premium yet again Reviewed on: 17th August 2017

Cheapest Insurance

Under 21? Passed you driving test? Looking for cheap car insurance? TESCO IS THE BEST COMPANY TO GET YOUR INSURANCE WITH. THE CHEAPEST EVER!!!! Reviewed on: 16th August 2017

ok

good customer service and very polite Reviewed on: 16th August 2017

Car Insurance

Easy to set up and good customer service. Reviewed on: 15th August 2017

The perfect no hassle insurance company

Firstly unlike many insurers they don't charge the maximum and the only give back money if you drive well. This insurance promotes better driving by grading your driving and rewarding you with bonus miles. This potentially means a cheaper insurance premium if you set out a 1200 miles less than expected amount of mileage because this is the amount you can earn up to. Brilliant and there's no hassle when calling with an enquiry staff are very polite and happy to help! I'd recommend them to any new driver ! Reviewed on: 8th August 2017

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