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Tesco Bank: Clubcard credit cards reviews

3.87
Based on 346 reviews, last reviewed 21st Jul 2026
40% decrease in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
11%

Latest highest rating:

5

Great Credit score builder Great card, rewards when buying groceries is amazing. Keep collecting points and buikding a good credit score. Reviewed on: 8th July 2026
Mahmoud S's avatar
Mahmoud S

Latest lowest rating:

1

Useless. Useless. 3 months wait for replacement card. 4 weeks and counting after receipt and still can’t use due to them putting a block on it despite assuranc... Read more Reviewed on: 21st July 2026
Reece Walker's avatar
Reece Walker

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Review Tesco Bank: Clubcard credit cards now

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Tesco Bank Clubcard credit cards reviews (346)

Perfect and they listen

5
Having their Mastercard is very useful, and sometimes they do interest free transfers to your bank or wherever your account is, and that helps a lot when you need a little help. Besides the things mentioned I have never had any trouble with Tesco Bank, and I've been with them for a number of years and have never had reason to complain, add on the fact they are always polite and put you at ease when helping you they have never failed to deal with what I've phoned them about, if all banks were like Tesco that side of life would be so easy. A added bonus is the Clubcard points are a bonus because you get points whenever and whereever you use your Mastercard. Reviewed on: 27th June 2022

Excellent service plus clubcard points

5
Excellent customer service. Plus you can earn clubcard points whenever you use the card. Reviewed on: 4th April 2022

Great service

5
Always respond quickly and helpful always with any queries Reviewed on: 5th August 2021

Considerate and supportive

5
Great value and incredibly considerate and supportive when in times of need. Reviewed on: 14th June 2021

Super helpful staff

5
The staff are always super helpful when you phone, plus I got a long intro offer. Reviewed on: 13th April 2021

Knowledgeable helpful informative

5
Always found my interactions with this credit card company as a real pleasure. Excellent and honest opinions. Reviewed on: 7th April 2021

Very pleased!

5
A very good card and I recommend it with confidence Reviewed on: 24th February 2021

Save money with points

4
I really love Tesco credit card rewards as I get more clubcard point if use the card for monthly expense like travelcards. I’m not keen on the new bright blue design but hopefully they’ll change it in a couple of years. Reviewed on: 17th February 2021

Great

5
Easy - great app and you earn points as you spend Reviewed on: 15th February 2021

Great card & deals

4
The card has really long balance transfer 0% deals. It also has a very user friendly app Reviewed on: 11th July 2020

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