Write a review

Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.14 (319 reviews)

View other Tesco Bank products

3.98

Based on 319 reviews, last reviewed 5th Sep 2025

33% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025

Latest lowest rating:

2

Slow very difficult contact when u need help Slow very difficult contact when u need help Reviewed on: 15th June 2025

Read all reviews Write a review

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Review Tesco Bank: Clubcard credit cards now

Help others make smarter decisions by sharing your own experience.

Write a review

Tesco Bank Clubcard credit cards reviews (319)

good experience

slight issue with direct debit not set up, but fee was reversed and all sorted with a phone call Reviewed on: 30th July 2019

credit card

Good credit card Get points on your clubcard each time you use the credit card Affordable interest rates Reviewed on: 26th July 2019

Poor Employee Communication

I had phoned up to make initial payment and then make a date to set up a standing order which didn't get put through which meant missed payment. When ringing to find out what had happened no date had been put in the system and then this employee left no notes so other employees kept ringing to ask for payment! Reviewed on: 8th June 2019

Great rates and fab benefits

Excellent customer service and its great getting clubcard points when you spend. Reviewed on: 5th June 2019

No fuss credit card

Spend to earn points with Tesco Clubcard Rewards . No card fees to pay whilst you're in credit. Reviewed on: 2nd June 2019

Great

This card offers great rewards and the customer service team have always been very helpful and efficient. Applications are processed very quickly. Reviewed on: 26th May 2019

Tesco Clubcard Credit Card

I love this card as you get clubcard points every time you use it ! Reviewed on: 24th May 2019

Friendly, knowledgeable staff

We have a Tesco Clubcard Credit Card. We have had no issues with this card and chose it because we got 30 months interest free on purchases. We mainly interact with them through online banking but, on the occasion that I have had to call them, I have always been impressed that my phone call has been answered promptly. Also, the I have always found the staff on the phone to be extremely helpful, always managing to solve my query. Reviewed on: 11th May 2019

Full refund when firm went bust

Emoov went into receivership and Tesco Bank refunded my full payment which was brilliant Reviewed on: 10th May 2019

Helped build my credit rating

Very clear interest rates, easy to use, and helped build up my credit score. And with the added bonus of earning extra club Card points! Reviewed on: 8th May 2019

Do you have a different Tesco Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Clear Rate Platinum Credit Card
from NatWest 4.53 from 18 reviews
Select Credit Card
from Nationwide 3.58 from 10 reviews
Clarity credit card
from Halifax 4.13 from 261 reviews

Want to see more from Tesco Bank?

Life Insurance
from Tesco Bank 4.40 from 2 reviews
Current Account
from Tesco Bank 4.38 from 68 reviews
Instant Access Savings
from Tesco Bank 4.00 from 5 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub