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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 3.95 (349 reviews)

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3.95

Based on 349 reviews, last reviewed 21st Aug 2026

29% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

57%

21%

11%

Latest highest rating:

5

Excellent banking experience and customer service Excellent banking experience and customer service Reviewed on: 21st August 2026

Latest lowest rating:

1

Useless. Useless. 3 months wait for replacement card. 4 weeks and counting after receipt and still can’t use due to them putting a block on it despite assuranc... Read more Reviewed on: 21st July 2026

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (349)

Love it

Love that I can collect points as I spend. I often put the points towards rewards vouchers for meals out Reviewed on: 8th February 2023

Good credit card

This credit card works well as it encourages you to earn clubcard points. I like that as a benefit for using the credit card. The app is fairly basic and does not always work properly when it comes to showing my recent transactions. I would still recommend the clubcard credit card. Reviewed on: 8th February 2023

Don't get a Tesco credit card!! They'll screw you over!

Had a few bad experiences with this card over the years. Blocked many times when travelling making it useless as they couldn't unblock it till my return. Also had it cloned....twice. But the latest experience was too much! Rented a car in Spain, got wrongly charged for expensive insurance. Was told by customer services, a Miss Danielle Cameron, that it was my fault because I'd entered my PIN at the rental desk (despite them saying it was for a security deposit). This woman has refused 3 times to reconsider saying it's not their problem. Wouldn't even give me vouchers as a good will gesture, so stuff them! Tesco can go and take a running jump! I've been a huge and loyal customer all my life and for a relatively small sum they've thrown that all away. They'd have made back that money 10 times over in a couple of years from me. Reviewed on: 8th February 2023

So far ahead of the rest

Tesco Clubcard Credit Card has all of the features and benefits that I love combined into one. It's a credit card, but every time I use it , get Clubcard points. Every time I use it, it texts me to tell me how much I've spent. I can look up my details online, including up to date Statements, there's a telephone help line and so much more. Considering this from a retailer and not a bank, it's a very hard act to follow! Reviewed on: 3rd February 2023

Very good

Very good card and so many promotions Reviewed on: 18th January 2023

Login security easy to use.

I closed 3 credit cards recently because the new methods they used to improve security were too onerous. Tescos card security works for me. Reviewed on: 17th January 2023

Love it

What can I say. Easy to use. Gather extra clubcard points Reviewed on: 14th January 2023

Good card with low interest

Pretty helpful during pandemic and helped me as I struggled at times but always managed to make my payments Reviewed on: 14th January 2023

Good service

Enough good but struggle accept Reviewed on: 14th January 2023

Easy to use with great rates

Simple application, good & easy app, good rates & credit Reviewed on: 14th September 2022

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Tesco Bank: Clubcard credit cards reviews

29% increase in 5 star reviews

200% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Tesco Bank: Clubcard credit cards now

Tesco Bank Clubcard credit cards reviews (349)

Love it

Good credit card

Don't get a Tesco credit card!! They'll screw you over!

So far ahead of the rest

Very good

Login security easy to use.

Love it

Good card with low interest

Good service

Easy to use with great rates

Do you have a different Tesco Bank product?

Want to see more from Tesco Bank?

Current account (discontinued)

Home insurance

Instant Access Savings

Join Smart Money People

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