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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 3.87 (346 reviews)

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3.87

Based on 346 reviews, last reviewed 21st Jul 2026

40% decrease in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

57%

22%

11%

Latest highest rating:

5

Great Credit score builder Great card, rewards when buying groceries is amazing. Keep collecting points and buikding a good credit score. Reviewed on: 8th July 2026

Latest lowest rating:

1

Useless. Useless. 3 months wait for replacement card. 4 weeks and counting after receipt and still can’t use due to them putting a block on it despite assuranc... Read more Reviewed on: 21st July 2026

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (346)

So far ahead of the rest

Tesco Clubcard Credit Card has all of the features and benefits that I love combined into one. It's a credit card, but every time I use it , get Clubcard points. Every time I use it, it texts me to tell me how much I've spent. I can look up my details online, including up to date Statements, there's a telephone help line and so much more. Considering this from a retailer and not a bank, it's a very hard act to follow! Reviewed on: 3rd February 2023

Very good

Very good card and so many promotions Reviewed on: 18th January 2023

Login security easy to use.

I closed 3 credit cards recently because the new methods they used to improve security were too onerous. Tescos card security works for me. Reviewed on: 17th January 2023

Love it

What can I say. Easy to use. Gather extra clubcard points Reviewed on: 14th January 2023

Good card with low interest

Pretty helpful during pandemic and helped me as I struggled at times but always managed to make my payments Reviewed on: 14th January 2023

Good service

Enough good but struggle accept Reviewed on: 14th January 2023

Easy to use with great rates

Simple application, good & easy app, good rates & credit Reviewed on: 14th September 2022

4 hrs waiting time and drop the call

4 hrs waiting time to talk about lost card Somehow I had manage talk one of the staff the guy disconnected my call what a disrespect Reviewed on: 7th September 2022

Good company

We got a credit card through tesco and they have been great. We got it online and it was very easy and got processed very quickly. They always keep you up to date on charges and your latest statement. They are friendly when you do need to speak to someone and the app is easy to navigate Reviewed on: 15th August 2022

Great helping hand

Great help in time of need. The discounts enjoyed on selected items are also very useful Reviewed on: 8th July 2022

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