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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 3.87 (346 reviews)

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3.87

Based on 346 reviews, last reviewed 21st Jul 2026

40% decrease in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

57%

22%

11%

Latest highest rating:

5

Great Credit score builder Great card, rewards when buying groceries is amazing. Keep collecting points and buikding a good credit score. Reviewed on: 8th July 2026

Latest lowest rating:

1

Useless. Useless. 3 months wait for replacement card. 4 weeks and counting after receipt and still can’t use due to them putting a block on it despite assuranc... Read more Reviewed on: 21st July 2026

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (346)

Simple and easy

Good for collecting clubcard points Reviewed on: 14th March 2023

Best credit card

Very impressed with Tesco, you can gain rewards whilst using, repaying is simple. Reviewed on: 13th March 2023

I's Just Great!!!

Tesco It's a Bank that looks after you Reviewed on: 9th March 2023

Just easy

A really easy way of building up Clubcard points. The number of points gained per pound spent is reasonable but obviously it’s beneficial to spend more in Tesco to make the most of it. The app is also easy to use and it’s easy to pay off individual transactions Reviewed on: 25th February 2023

Best bank

Excellent offers and with the best customer services Reviewed on: 21st February 2023

Love my club card credit cards

You can have two and allows balance transfers, even from store accounts. Love it Reviewed on: 18th February 2023

Average

Tesco Bank has an ok app, sometimes feels clunky... Really good for people who are new to credit, and offer regular credit increases. Reviewed on: 17th February 2023

Love it

Love that I can collect points as I spend. I often put the points towards rewards vouchers for meals out Reviewed on: 8th February 2023

Good credit card

This credit card works well as it encourages you to earn clubcard points. I like that as a benefit for using the credit card. The app is fairly basic and does not always work properly when it comes to showing my recent transactions. I would still recommend the clubcard credit card. Reviewed on: 8th February 2023

Don't get a Tesco credit card!! They'll screw you over!

Had a few bad experiences with this card over the years. Blocked many times when travelling making it useless as they couldn't unblock it till my return. Also had it cloned....twice. But the latest experience was too much! Rented a car in Spain, got wrongly charged for expensive insurance. Was told by customer services, a Miss Danielle Cameron, that it was my fault because I'd entered my PIN at the rental desk (despite them saying it was for a security deposit). This woman has refused 3 times to reconsider saying it's not their problem. Wouldn't even give me vouchers as a good will gesture, so stuff them! Tesco can go and take a running jump! I've been a huge and loyal customer all my life and for a relatively small sum they've thrown that all away. They'd have made back that money 10 times over in a couple of years from me. Reviewed on: 8th February 2023

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