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Tesco Bank: Clubcard credit cards reviews

3.95
Based on 349 reviews, last reviewed 21st Aug 2026
29% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
21%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
11%

Latest highest rating:

5

Excellent banking experience and customer service Excellent banking experience and customer service Reviewed on: 21st August 2026
Emmanuel O's avatar
Emmanuel O

Latest lowest rating:

1

Useless. Useless. 3 months wait for replacement card. 4 weeks and counting after receipt and still can’t use due to them putting a block on it despite assuranc... Read more Reviewed on: 21st July 2026
Reece Walker's avatar
Reece Walker

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (349)

A understanding Company

5
Very helpful in all of my account Reviewed on: 31st March 2023

Great deals and points

5
Got a great deal when opening this so i use it all the time probably the best credit card out there Reviewed on: 31st March 2023

Good

3
Good app easy to use and see payments. Reviewed on: 17th March 2023

Simple and easy

5
Good for collecting clubcard points Reviewed on: 14th March 2023

Best credit card

5
Very impressed with Tesco, you can gain rewards whilst using, repaying is simple. Reviewed on: 13th March 2023

I's Just Great!!!

5
Tesco It's a Bank that looks after you Reviewed on: 9th March 2023

Just easy

5
A really easy way of building up Clubcard points. The number of points gained per pound spent is reasonable but obviously it’s beneficial to spend more in Tesco to make the most of it. The app is also easy to use and it’s easy to pay off individual transactions Reviewed on: 25th February 2023

Best bank

5
Excellent offers and with the best customer services Reviewed on: 21st February 2023

Love my club card credit cards

5
You can have two and allows balance transfers, even from store accounts. Love it Reviewed on: 18th February 2023

Average

3
Tesco Bank has an ok app, sometimes feels clunky... Really good for people who are new to credit, and offer regular credit increases. Reviewed on: 17th February 2023

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