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Tesco Bank: Clubcard credit cards reviews

3.93
Based on 321 reviews, last reviewed 7th Nov 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025
Jac's avatar
Jac

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025
africa al's avatar
africa al

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (321)

Good service

3
Enough good but struggle accept Reviewed on: 14th January 2023

Easy to use with great rates

4
Simple application, good & easy app, good rates & credit Reviewed on: 14th September 2022

4 hrs waiting time and drop the call

1
4 hrs waiting time to talk about lost card Somehow I had manage talk one of the staff the guy disconnected my call what a disrespect Reviewed on: 7th September 2022

Good company

5
We got a credit card through tesco and they have been great. We got it online and it was very easy and got processed very quickly. They always keep you up to date on charges and your latest statement. They are friendly when you do need to speak to someone and the app is easy to navigate Reviewed on: 15th August 2022

Great helping hand

4
Great help in time of need. The discounts enjoyed on selected items are also very useful Reviewed on: 8th July 2022

Perfect and they listen

5
Having their Mastercard is very useful, and sometimes they do interest free transfers to your bank or wherever your account is, and that helps a lot when you need a little help. Besides the things mentioned I have never had any trouble with Tesco Bank, and I've been with them for a number of years and have never had reason to complain, add on the fact they are always polite and put you at ease when helping you they have never failed to deal with what I've phoned them about, if all banks were like Tesco that side of life would be so easy. A added bonus is the Clubcard points are a bonus because you get points whenever and whereever you use your Mastercard. Reviewed on: 27th June 2022

Excellent service plus clubcard points

5
Excellent customer service. Plus you can earn clubcard points whenever you use the card. Reviewed on: 4th April 2022

Great service

5
Always respond quickly and helpful always with any queries Reviewed on: 5th August 2021

Considerate and supportive

5
Great value and incredibly considerate and supportive when in times of need. Reviewed on: 14th June 2021

Super helpful staff

5
The staff are always super helpful when you phone, plus I got a long intro offer. Reviewed on: 13th April 2021

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