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Tesco Bank: Clubcard credit cards reviews

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3.93
Based on 321 reviews, last reviewed 7th Nov 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
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2%
See only 1 star reviews
10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025
Jac's avatar
Jac

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025
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africa al
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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Clubcard credit cards reviews (321)

Love my club card credit cards

5
You can have two and allows balance transfers, even from store accounts. Love it Reviewed on: 18th February 2023
Kelly Wright's avatar
Kelly Wright

Average

3
Tesco Bank has an ok app, sometimes feels clunky... Really good for people who are new to credit, and offer regular credit increases. Reviewed on: 17th February 2023
Joe's avatar
Joe

Love it

5
Love that I can collect points as I spend. I often put the points towards rewards vouchers for meals out Reviewed on: 8th February 2023
Hollshmoll's avatar
Hollshmoll

Good credit card

4
This credit card works well as it encourages you to earn clubcard points. I like that as a benefit for using the credit card. The app is fairly basic and does not always work properly when it comes to showing my recent transactions. I would still recommend the clubcard credit card. Reviewed on: 8th February 2023
Aaron Mayhew's avatar
Aaron Mayhew

Don't get a Tesco credit card!! They'll screw you over!

1
Had a few bad experiences with this card over the years. Blocked many times when travelling making it useless as they couldn't unblock it till my return. Also had it cloned....twice. But the latest experience was too much! Rented a car in Spain, got wrongly charged for expensive insurance. Was told by customer services, a Miss Danielle Cameron, that it was my fault because I'd entered my PIN at the rental desk (despite them saying it was for a security deposit). This woman has refused 3 times to reconsider saying it's not their problem. Wouldn't even give me vouchers as a good will gesture, so stuff them! Tesco can go and take a running jump! I've been a huge and loyal customer all my life and for a relatively small sum they've thrown that all away. They'd have made back that money 10 times over in a couple of years from me. Reviewed on: 8th February 2023
Jason Glover's avatar
Jason Glover

So far ahead of the rest

5
Tesco Clubcard Credit Card has all of the features and benefits that I love combined into one. It's a credit card, but every time I use it , get Clubcard points. Every time I use it, it texts me to tell me how much I've spent. I can look up my details online, including up to date Statements, there's a telephone help line and so much more. Considering this from a retailer and not a bank, it's a very hard act to follow! Reviewed on: 3rd February 2023
Spacebeagle's avatar
Spacebeagle

Very good

5
Very good card and so many promotions Reviewed on: 18th January 2023
Marcin Teichert's avatar
Marcin Teichert

Login security easy to use.

4
I closed 3 credit cards recently because the new methods they used to improve security were too onerous. Tescos card security works for me. Reviewed on: 17th January 2023
Ray's avatar
Ray

Love it

4
What can I say. Easy to use. Gather extra clubcard points Reviewed on: 14th January 2023
Catherine Innes's avatar
Catherine Innes

Good card with low interest

4
Pretty helpful during pandemic and helped me as I struggled at times but always managed to make my payments Reviewed on: 14th January 2023
Keith Stokes's avatar
Keith Stokes

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