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Tesco Bank: Clubcard Credit Card reviews

3.97
Based on 318 reviews, last reviewed 21st Jul 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

4

Tesco is hard to beat Never any problems, not a bad word to say Reviewed on: 13th June 2025
John's avatar
John

Latest lowest rating:

2

Slow very difficult contact when u need help Slow very difficult contact when u need help Reviewed on: 15th June 2025
Sharon 's avatar
Sharon

About this product

Tesco Bank Clubcard Credit Card reviews can help you to find out about the pros and cons of the Clubcard Credit Card credit card. What kind of features do Tesco Bank customers like? Find out more about the Tesco Bank Clubcard Credit Card by reading our trusted Smart Money People reviews. You can also write your own Tesco Bank Clubcard Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Tesco Bank Clubcard Credit Card reviews (318)

Good credit card

4
This credit card works well as it encourages you to earn clubcard points. I like that as a benefit for using the credit card. The app is fairly basic and does not always work properly when it comes to showing my recent transactions. I would still recommend the clubcard credit card. Reviewed on: 8th February 2023

Don't get a Tesco credit card!! They'll screw you over!

1
Had a few bad experiences with this card over the years. Blocked many times when travelling making it useless as they couldn't unblock it till my return. Also had it cloned....twice. But the latest experience was too much! Rented a car in Spain, got wrongly charged for expensive insurance. Was told by customer services, a Miss Danielle Cameron, that it was my fault because I'd entered my PIN at the rental desk (despite them saying it was for a security deposit). This woman has refused 3 times to reconsider saying it's not their problem. Wouldn't even give me vouchers as a good will gesture, so stuff them! Tesco can go and take a running jump! I've been a huge and loyal customer all my life and for a relatively small sum they've thrown that all away. They'd have made back that money 10 times over in a couple of years from me. Reviewed on: 8th February 2023

So far ahead of the rest

5
Tesco Clubcard Credit Card has all of the features and benefits that I love combined into one. It's a credit card, but every time I use it , get Clubcard points. Every time I use it, it texts me to tell me how much I've spent. I can look up my details online, including up to date Statements, there's a telephone help line and so much more. Considering this from a retailer and not a bank, it's a very hard act to follow! Reviewed on: 3rd February 2023

Very good

5
Very good card and so many promotions Reviewed on: 18th January 2023

Login security easy to use.

4
I closed 3 credit cards recently because the new methods they used to improve security were too onerous. Tescos card security works for me. Reviewed on: 17th January 2023

Love it

4
What can I say. Easy to use. Gather extra clubcard points Reviewed on: 14th January 2023

Good card with low interest

4
Pretty helpful during pandemic and helped me as I struggled at times but always managed to make my payments Reviewed on: 14th January 2023

Good service

3
Enough good but struggle accept Reviewed on: 14th January 2023

Easy to use with great rates

4
Simple application, good & easy app, good rates & credit Reviewed on: 14th September 2022

4 hrs waiting time and drop the call

1
4 hrs waiting time to talk about lost card Somehow I had manage talk one of the staff the guy disconnected my call what a disrespect Reviewed on: 7th September 2022

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