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Tesco Bank: Clubcard credit cards reviews

Name: Clubcard credit cards
Rating: 4.12 (321 reviews)

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3.94

Based on 321 reviews, last reviewed 7th Nov 2025

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

57%

22%

10%

Latest highest rating:

5

Clubcard benefits I love using my Tesco credit club card all year to save points and then spend them on double up reward partners. It feels like money for nothing! Reviewed on: 5th September 2025

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025

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About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Tesco Bank Clubcard credit cards reviews (321)

Review of the Tesco Bank, Clubcard credit cards:

Got this card and it gives points to spend in Tesco...

Got this card and it gives points to spend in Tesco store. Reviewed on: 13th April 2024

Spendaholic

Fantastic custom happy customer! Every little helps Reviewed on: 16th December 2018

Easy

Easy to use, website is easy to navigate and to understand, customer service is too class Reviewed on: 6th November 2018

Easy to use

I've had a credit card with Tesco Bank for many years now. I find the ease of use and customer service to be excellent and the clubcard points are a bonus! Reviewed on: 21st September 2018

Best credit card ever

I use it every day and love it so I recommend it Reviewed on: 4th August 2018

handy and easy going

I've held a credit card with them for over 10 years and have never had any cause to complain about them Reviewed on: 1st July 2018

No problems

Good online banking. Collect Clubcard points Reviewed on: 1st July 2018

Excellent service

Never had any hassle, always responds when any help is required in a swift and courteous manner. Reviewed on: 17th June 2018

Good for collecting clubcard points

I chose the card so that I can collect clubcard points. I use it to pay for my weekly shopping at Tesco, earn the extra points and then pay it off straight away. Could do with a bigger credit limit, but I have another card for that. Reviewed on: 13th June 2018

Unusual spending on account

I use my credit card for my usual monthly spend - groceries, petrol and intermittent clothes shopping. It had been my son's birthday and he received some cash but wanted to buy online games. Using my credit card we made purchases on a site we have used before but not to such a large amount. I received a phone call within minutes from Tesco checking the purchase was made by us as it wasn't my usual spend. I thanked them for keeping an eye on my account. Sometimes it's good that big brother is watching you! Reviewed on: 10th June 2018

tesco credit card

i have had a Tesco credit card for just under a year the intrest rates are good and i am always being sent offers. the online site is easy to use and the customer service is good. i would recommend this card Reviewed on: 3rd June 2018

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