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Trading 212: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (2242 reviews)

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4.95

Based on 2,242 reviews, last reviewed 9th Mar 2026

107800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

4

Easy access, good interest rate Straight forward to... Easy access, good interest rate Straight forward to transfer money in and out. Reviewed on: 9th March 2026

Latest lowest rating:

1

No Support From Day One ! As advertised on MSE and Smart Money People I tried to open a Cash ISA with Trading 212 but ran into problems with my Transfer of funds. The support o... Read more Reviewed on: 23rd April 2025

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About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Trading 212 Cash ISA reviews (2242)

Review of the Trading 212, Cash ISA:

The app is really simple to use and they are always...

The app is really simple to use and they are always adding improvements Reviewed on: 15th April 2025

Easy to use and always available.

Easy to use and always available. Reviewed on: 19th January 2026

Excellent platform.

Excellent platform. Easy to navigate. Super quick withdrawals & deposits. Great communication. Reviewed on: 19th January 2026

Trading 212 a great Cash ISA

A very simple and easy process to set up a Cash ISA. Their security is very good and I feel happy that making a deposit in to my ISA is a secure process. I get daily update notifications on the interest I have earned and can see at a glance in the App how my ISA is growing. A truly transparent service. Reviewed on: 19th January 2026

Easy to use on line platform and excellent interest...

Easy to use on line platform and excellent interest rates Reviewed on: 19th January 2026

First account with 212.

The account was easy to set up and the growth is shown clearly. It’s easy to link the bank account and move money. Reviewed on: 19th January 2026

Went downhill quickly

Started good but soon dropped interest rates like all banks do. Reviewed on: 19th January 2026

Reply from Trading 212 Thanks for sharing your feedback. The rates we offer are directly influenced by the returns we receive from the banks and QMMFs where your cash is held. These institutions adjust their rates in response to changes in central bank rates, such as those set by the Bank of England. When those underlying rates shift, the interest on your cash may change as well. On a side note, we'd love to know if there's anything we can improve to earn a higher star rating. If you have any suggestions, please share them by updating your review. Response date: 20th January 2026

I have found 212 to be easy to use even for a beginn...

I have found 212 to be easy to use even for a beginner like me. Reviewed on: 19th January 2026

Happy with my choice of investment

No problems very informative I am happy to have my interest paid daily and been by kept informed Reviewed on: 19th January 2026

Straight forward no hassle experience Everything exp...

Straight forward no hassle experience Everything explained in plain English Help always on hand, great advice by experienced people Reviewed on: 19th January 2026

A great rate ISA with easy access and usability

This is easy to access and easy to move money into and out of via the other trading 212 accounts, such as the general investing account and stocks and shares isa. It works well with the S&S isa to clearly show your annual contributions v the allowance + the interest rate is always competitive. Reviewed on: 19th January 2026

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