Smart Money People Logo

Trading 212: Cash ISA reviews

4.94
Based on 1,431 reviews, last reviewed 25th Jan 2026
30500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up and transfer., no fuss. Easy to set up and transfer. Very good rate of interest. Kept informed of rate changes & monthly updates of the balance. Simple to use online, no fuss... Read more Reviewed on: 25th January 2026
Wendy M's avatar
Wendy M

Latest lowest rating:

1

No Support From Day One ! As advertised on MSE and Smart Money People I tried to open a Cash ISA with Trading 212 but ran into problems with my Transfer of funds. The support o... Read more Reviewed on: 23rd April 2025
PAUL BROOKMAN's avatar
PAUL BROOKMAN

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Trading 212 Cash ISA reviews (1431)

Review of the Trading 212, Cash ISA:

Top Class

5
Excellent company to deal with,good rates and daily feedback of interest earned. Reviewed on: 18th March 2025

Easy to use app and swift payments when withdrawing

5
Easy to use app and swift payments when withdrawing Reviewed on: 21st January 2026

Lived up to the recommendations I had received.

5
Lived up to the recommendations I had received. Easy to set up account and invest, straightforward to withdraw. Regular notifications on interest received and readily available statements when needed. Thank you Reviewed on: 21st January 2026

Excellent App

5
Excellent app, easy to use and good communication if you have a question. Investments going well so far! Reviewed on: 21st January 2026

Excellent

5
Mobile app user friendly. Customer service support excellent. Reviewed on: 21st January 2026

Ease of use with overall good experience

5
Ease of use with overall good experience Reviewed on: 21st January 2026

Good when you are a new comer, but after you don’t g...

4
Good when you are a new comer, but after you don’t get the best interest Reviewed on: 21st January 2026

I always use trading 212 ISA account to park my sur...

5
I always use trading 212 ISA account to park my surplus cash. The account pays competitive rates and withdrawals are very quick and easy. Reviewed on: 21st January 2026

Best investment iv made, 212 is good for beginners

5
Best investment iv made, 212 is good for beginners Reviewed on: 21st January 2026

Trading 212 an excellent cash isa app.

5
App works very well and is clear and easy to follow. Cash deposits and withdrawals are straightforward and happen almost instantaneously. There is no loss of interest when making withdrawals with interest being added daily. There are no limits to the number of withdrawals or deposits I can make. Reviewed on: 21st January 2026

Informative and simple to use

5
Really informative, easy to use, responsive with deposits and withdrawals Reviewed on: 21st January 2026

Do you have a different Trading 212 product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Trading 212?

  • Stocks and Shares ISA

    from Trading 212 4.93 from 619 reviews
    Trading 212
  • Investment Accounts

    from Trading 212 4.76 from 351 reviews
    Trading 212
    View all products