Smart Money People Logo

Trading 212: Cash ISA reviews

4.94
Based on 1,767 reviews, last reviewed 5th Feb 2026
62200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very simple platform with easy access to funds. Very simple platform with easy access to funds. Fair returns. Reviewed on: 5th February 2026
Jim's avatar
Jim

Latest lowest rating:

1

No Support From Day One ! As advertised on MSE and Smart Money People I tried to open a Cash ISA with Trading 212 but ran into problems with my Transfer of funds. The support o... Read more Reviewed on: 23rd April 2025
PAUL BROOKMAN's avatar
PAUL BROOKMAN

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Trading 212 Cash ISA reviews (1767)

Review of the Trading 212, Cash ISA:

Good rates at the moment but if things change then l...

5
Good rates at the moment but if things change then look around for better rates elsewhere Reviewed on: 18th March 2025

100% the best savings account

5
The app is fantastic. You can save your money and you can see it going up which makes you want to put more money in.. We're totally recommend it.. Reviewed on: 3rd February 2026

All working together

5
Just makes money work. Happy to check in every day. Reviewed on: 3rd February 2026

Good %return than other banks.

5
Good %return than other banks you just leave it and I get a good return on my investment Reviewed on: 3rd February 2026

Excellent interest rates

5
An easy to use app lets you see how your isa is performing at a glance, easy to withdraw or add to your isa via instant bank transfer l. Excellent interest rate and prompt emails to notify you of any rate changes. Reviewed on: 3rd February 2026

Excellent service

5
I have felt safe & confident with 212 they keep me updated on a daily bases. Reviewed on: 3rd February 2026

Very competitive rates, easy to open and manage

5
Very competitive rates, easy to open and manage the account via the App. Helps build confidence to consider stocks & shares ISA also. Reviewed on: 3rd February 2026

Never had any problems with Trading 212

5
Never had any problems with Trading 212 Reviewed on: 3rd February 2026

Super easy and quick to transfer in or out.

5
Super easy and quick to transfer in or out. It is by far the best banking app I've used too. Reviewed on: 3rd February 2026

I would recomend

5
very easy to set up a cash ISA Rates are very competitive Reviewed on: 3rd February 2026

Easy access and quick process.

5
Easy access and quick process. A very helpful customer service staff. Reviewed on: 3rd February 2026

Do you have a different Trading 212 product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Trading 212?

  • Stocks and Shares ISA

    from Trading 212 4.94 from 751 reviews
    Trading 212
  • Investment Accounts

    from Trading 212 4.77 from 387 reviews
    Trading 212
    View all products