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Trading 212: Investment Accounts reviews

Name: Investment Accounts
Rating: 4.76 (347 reviews)

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4.75

Based on 347 reviews, last reviewed 20th Jan 2026

1550% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

86%

10%

Latest highest rating:

5

good customer experience and a good selection of fu... good customer experience and a good selection of funds and ETF covering world wide selections. Factional share trading and the use of pie are a g... Read more Reviewed on: 20th January 2026

Latest lowest rating:

1

I am extremely disappointed and really extremely... I am extremely disappointed extremly I am extremely disappointed, to say the least. For three months, they have been reissuing a card that I ordered a... Read more Reviewed on: 22nd December 2025

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About this product

Trading 212 offer commission-free investing for everyone.

Using the award-winning app, you can buy stocks instantly. You can invest in ready-made pies or build your own. Invest as little as £1 with fractional shares which means you’re able to own stocks in companies like Google, Amazon and Apple.

Trading 212 stocks and shares reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Trading 212 Investment Accounts reviews (347)

Review of the Trading 212, Investment Accounts:

Trading 212 Gets It Right

I really enjoy using Trading 212 — it’s got some genuinely unique features that make investing simple and even fun. I especially like the Pies feature, which makes it super easy to build and manage a diversified portfolio without overthinking it. Being able to trade across different stock markets and in multiple currencies is a big plus, and the app itself is clean, intuitive, and gives me everything I need, wherever I am. The best part? It’s commission-free, and the currency exchange fee is only 0.3%, which is way better than the 1% that most other platforms charge. All in all, a great app that’s smart, flexible, and budget-friendly. Reviewed on: 22nd March 2025

Be Warned Trading 212!

Opened an account with Trading 212 to tip my toe in the investing water. Decided it was too complicated for a novice investor. Here comes the catch Trading 212 make it virtually impossible to get your funds out of their account system. I have virtually kissed goodbye to £500 as there seems to be no way out other that spend ages with a virtual chat room going round in circles. This is a genuine review to warn any other novice investors. I really can't afford to throw away £500 but seems there is no clear way to close the account and get your owns funds back. Reviewed on: 11th June 2025

Reply from Trading 212 We’re sorry to hear about your experience and appreciate you sharing your concerns, Ronald. Withdrawing funds and closing your account should never feel complicated or inaccessible, especially for new investors. Rest assured that your money is never lost, and there are clear steps in place to withdraw it at any time. After you have verified your payment method/s, you can request a withdrawal by going to Menu → Manage funds → Withdraw. If you’re having trouble verifying your payment method/s or withdrawing funds, please message us via the t212.cc/ask form and share the case reference number once done. We’ll be happy to assist you personally and resolve this quickly. Response date: 27th June 2025

Disappointing Security: No Real Support When It Matters

I trusted Trading 212 as a platform to manage my savings and investments, but when my account was compromised, I was shocked by how limited the support and security actually were. Despite reporting the issue quickly, the fraudster was able to bypass account protections by exploiting weak links in their process, including actions taken through email and SMS. There was no phone support, no secure backup system, and no meaningful way to stop the fraud once it started. Trading 212 insists their systems worked properly, but in reality, their design allowed someone else to access and empty my account. This experience left me feeling extremely vulnerable and let down. Financial platforms must do more to protect users, especially when it comes to identity verification and crisis response. If you’re looking for a secure investment platform, be cautious and make sure you’re comfortable with the support options they actually provide—not just what they advertise. Reviewed on: 11th June 2025

Reply from Trading 212 We’re truly sorry to hear about the situation you faced, Susana! As a licensed broker regulated by the FCA, CySEC, ASIC, and BaFin, we're obliged to follow strict policies and ensure security. That is why, Two-factor authentication is now mandatory for all clients, and we offer two secure methods: either through a trusted device or an authenticator app. Security protocols, including identity verification, can only be completed after the required documents and biometric data are verified. However, if this information is accessed or used by a third party with or without the account holder’s knowledge, responsibility for account activity ultimately remains with the holder. Still, we understand how distressing this experience can be and would like to assist. Please update your review with your case reference number so we can take a closer look and ensure all of your concerns are addressed. Response date: 27th June 2025

Account is safe and in touch and clear.

Account is safe and in touch and clear. Reviewed on: 10th April 2025

Well structured and simple to use

Well presented, simple to use, easy access to hundreds of instruments. Payments and withdrawals are quick and efficient. Lots of financial information available in real and notifications keep you in the know on how your portfolio is performing in real time. Reviewed on: 9th April 2025

A great trading platform

Having used Trading 212 since last summer, I can wholeheartedly say it has been a very pleasant experience trading on their platform. Their app is very simple to use, has all of the information necessary to hand and this information is well-sctructured and well-presented Reviewed on: 29th March 2025

Easy and secure

It has been very easy to invest and monitor how my shares are doing. The seperate card account could be very useful in yhe future. When i thought my account might be compromised they acted very quickly to secure it. Reviewed on: 28th March 2025

No fees, good interest rate.

No fees, good interest rate. Easy money transfer. Reviewed on: 28th March 2025

EASY easy easy easy easy easy easy easy.

Easy to set up easy to navigate easy to follow Reviewed on: 27th March 2025

Great platform, easy to use.

Great platform, easy to use. I have recommended to all my friends and family who are also lining the platform. Very competitive interest rates and easy to use online, even my 74 year old mum uses it! I use it mainly for savings and buying shares. Reviewed on: 27th March 2025

T212 offers the best service.

T212 offers the best service... 1 - it gives cashback, i do not need to do anything, I do not have to activate anything. Just pay when I need to pay. The have a second pot - one for investing one for spending. Amazing feature. They allow me to invest commission free. The have a great customer service. and they pay an inflation busting interest rate on uninvested cash. I am sure they will soon introduce DD and SO regular payment types... other than that 100% best financial institution out there. They get my money and mo vote. Reviewed on: 27th March 2025

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