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United Trust Bank: Savings reviews

Name: Savings
Rating: 4.85 (1587 reviews)

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4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

33% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

Great systems.

Account was easy to open. Online system is easy to use. Admin good. But, interest rate no longer competitive. Reviewed on: 14th April 2026

A pleasant banking experience - Great saving rates -...

A pleasant banking experience - Great saving rates - I've always found Pleasant and helpful staff Reviewed on: 14th April 2026

Great service from staff.

Great service from staff. Talked me through some of the online stuff. Reviewed on: 14th April 2026

Good interest rates and benefits

Good interest rates and benefits Reviewed on: 14th April 2026

Safe and easy

Simple system, good security with decent rates Reviewed on: 14th April 2026

Brilliant Bank for Your Money to Work

I have had a several savings accounts with UTB, and the interest rate always has been much better than at other banks. Reviewed on: 14th April 2026

Excellent bank

Interest rates are competitive advice is good and people are helpful Reviewed on: 14th April 2026

Good communication from customer services and ease o...

Good communication from customer services and ease of access through the app to funds invested Reviewed on: 14th April 2026

Have had personal savings accounts with UTB for a nu...

Have had personal savings accounts with UTB for a number of years. Always had a competitive rate of interest and any questions I have had have been answered promptly and professionally. Thank you. Reviewed on: 14th April 2026

Excellent Bank

Consistently competitive and easy to deal with Reviewed on: 14th April 2026

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