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United Trust Bank: Personal Savings reviews

4.85
Based on 1,587 reviews, last reviewed 21st Apr 2026
31% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026
A Q's avatar
A Q

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1587)

Great systems.

4
Account was easy to open. Online system is easy to use. Admin good. But, interest rate no longer competitive. Reviewed on: 14th April 2026

A pleasant banking experience - Great saving rates -...

4
A pleasant banking experience - Great saving rates - I've always found Pleasant and helpful staff Reviewed on: 14th April 2026

Great service from staff.

5
Great service from staff. Talked me through some of the online stuff. Reviewed on: 14th April 2026

Good interest rates and benefits

5
Good interest rates and benefits Reviewed on: 14th April 2026

Safe and easy

5
Simple system, good security with decent rates Reviewed on: 14th April 2026

Brilliant Bank for Your Money to Work

5
I have had a several savings accounts with UTB, and the interest rate always has been much better than at other banks. Reviewed on: 14th April 2026

Excellent bank

5
Interest rates are competitive advice is good and people are helpful Reviewed on: 14th April 2026

Good communication from customer services and ease o...

5
Good communication from customer services and ease of access through the app to funds invested Reviewed on: 14th April 2026

Have had personal savings accounts with UTB for a nu...

5
Have had personal savings accounts with UTB for a number of years. Always had a competitive rate of interest and any questions I have had have been answered promptly and professionally. Thank you. Reviewed on: 14th April 2026

Excellent Bank

5
Consistently competitive and easy to deal with Reviewed on: 14th April 2026

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