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United Trust Bank: Personal Savings reviews

4.90
Based on 1,286 reviews, last reviewed 16th Feb 2026
27900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
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8%
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2 star
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Latest highest rating:

5

Good products and competitive interest rates. Good products and competitive interest rates. Good customer service Reviewed on: 16th February 2026
David B's avatar
David B

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1286)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

5
Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

All round good

5
Easy to use web site, good rates and speedy transfer of funds Reviewed on: 11th February 2026

Excellent product and service

5
Excellent product and service. Would recommend to use their service Reviewed on: 11th February 2026

Easy Peasy Banking

5
Easy to manage site and see what is happening with your money, emails to update are regular but not bombarded. Reviewed on: 11th February 2026

Charity Account

4
Happy with the fixed rate charity account. Reviewed on: 11th February 2026

Good rates on saving compared to others

5
Decent rates on savings compared to others Reviewed on: 11th February 2026

easy to use

5
easy to use, competitive rates, pleasant experience. Reviewed on: 11th February 2026

Simple and secure

5
Everything is simple and well explained on website. Easy to do and money is secure. Reviewed on: 11th February 2026

can not find a fault

5
always get answered quickly and problems sorted out without a hitch Reviewed on: 11th February 2026

Professional, polite and patient

5
When my bond matured last week. I couldn't find my password, so when I got locked out, called customer service. Brandon was very professional, polite and patient. Helped me through process and advised on another issue as well. First class customer service. Reviewed on: 11th February 2026

Efficient

4
Nothing earth shattering but easy to deal with. Reviewed on: 11th February 2026

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