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United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.9 (1330 reviews)

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4.90

Based on 1,330 reviews, last reviewed 7th Mar 2026

31800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

I have several different accounts. I have several different accounts. Always get an email when a fixed account is about to mature and it is easy to move money to a new account or withd... Read more Reviewed on: 7th March 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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About this product

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United Trust Bank Personal Savings reviews (1330)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

Excellent service.

I always receive a prompt response to my enquiries, with a trouble-free experience. Reviewed on: 25th February 2025

Best fixed-term bond

Under the terms of a trust, I am obliged to invest £200k in a fixed-term bond. UTB's offer is the best I could find on the market. I can afford to lock up my money for 12 months and the interest-rate is one of the best Reviewed on: 25th February 2025

So easy in invest, easy to use and good rates.

So easy in invest, easy to use and good rates. Kept informed of any rate changes etc. Reviewed on: 25th February 2025

Excellent bank

Every time I need to contact you the service is suburb and the staff can't do enough for you . Saying that I rarely have any issues with my account Reviewed on: 25th February 2025

Alwayss on hand for advice.

Always on hand for advice. Website excellent Reviewed on: 25th February 2025

Quick and easy to set up account

Quick and easy to set up account Reviewed on: 25th February 2025

I’ve used UTB for years and they provide consistentl...

I’ve used UTB for years and they provide consistently good service. Reviewed on: 25th February 2025

Happy to invest with UTB

Have invested with UTB for many years as their accounts are competitive, easy to open and manage and customer service are always helpful on the rare occasion when needed Reviewed on: 25th February 2025

United Trust Bank offer a high standard of service!

Telephone queries are always quickly and efficiently dealt with and staff members I have spoken to are very polite and helpful. Regularly updated with details about my account. The bank offer a competitive rate of interest and I feel it is important that the customer service has award winning status. Reviewed on: 25th February 2025

I found you to be an excellent company keeping me in...

I found you to be an excellent company keeping me informed of what's going on with interest rates et cetera and of course offering excellent rates to a current member Reviewed on: 25th February 2025

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