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United Trust Bank: Personal Savings reviews

4.90
Based on 1,292 reviews, last reviewed 19th Feb 2026
28500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Great communication over the phone when you want it Great communication over the phone when you want it Reviewed on: 19th February 2026
Louis 's avatar
Louis

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1292)

Review of the United Trust Bank, Personal Savings:

When looking for a savings provider, competitive int...

5
When looking for a savings provider, competitive interest rates are very important, but equally genuine customer service when needed is critical. I can highly recommend UTB on both counts m, great rates and helpful service when needed. Reviewed on: 25th February 2025

Good company to deal with

5
Most of my dealings are done online - website is easy to access and communication via email is good. Interest rates offered are competative. Reviewed on: 11th February 2026

Professional and uncomplicated.

5
Professional and uncomplicated. A reliable bank with which to deal. Reviewed on: 11th February 2026

Top Drawer experience

5
Everything was an absolute pleasure. Staff were great, super empathy and rates etc "top notch" Reviewed on: 11th February 2026

Great Saving Rates for Charities.

5
Easy to open a charity account. Good investment rates. Reviewed on: 11th February 2026

Happy longstanding customer

5
We had a longstanding account with UTB, and then with an additional windfall looked at where we should invest it and UTB had the best rates. It was then very easy online to transfer and now manage the extra funds. Reviewed on: 11th February 2026

Great service and a superb customer service

5
Great service and a superb customer service Reviewed on: 11th February 2026

Great website and easy to do transactions

5
Great website and easy to do transactions Reviewed on: 11th February 2026

Good product savings rates and answer phones quickly...

5
Good product savings rates and answer phones quickly to deal with queries Reviewed on: 11th February 2026

Excellent high paying account

5
I needed to find a high paying account for some inherited money. The process here was easy and the rates are very good. Quite easy to see the details online but also a secure check-in\ login process. Reviewed on: 11th February 2026

No issues with anything, would recommend

5
No issues with anything, would recommend Reviewed on: 11th February 2026

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