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United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.9 (1335 reviews)

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4.90

Based on 1,335 reviews, last reviewed 10th Mar 2026

32300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

Regularly amongst top rate payers, easy to open acco... Regularly amongst top rate payers, easy to open accounts, easy to contact. Reviewed on: 10th March 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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United Trust Bank Personal Savings reviews (1335)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

Excellent Service

Every time I had to speak to customer service my experience has been excellent. Reviewed on: 25th February 2025

Simply the best

Opened my ISA accounts in 2023 and have always found UTB helpful, informative and only send you emails that are relevant. I will continue to let them look after NY savings knowing my money is in good hands. Reviewed on: 25th February 2025

Great savings interest rates.

Great savings interest rates. Easy to access online. Proctive but only for relevant information. No problems. Reviewed on: 25th February 2025

Straight forward and simple

So easy to engage with United Trust Bank savings account. It’s straightforward to move money in and out and the application is intuitive. Reviewed on: 25th February 2025

Excellent rates and good customer service.

Excellent rates and good customer service. Reviewed on: 25th February 2025

Fixed Term ISA

I opened an Fixed Term ISA in 2024 and it couldn't have been easier. The interest rate was market leading and I am very pleased with how it went Reviewed on: 25th February 2025

This is the first time I have invested money and on...

This is the first time I have invested money and on the recommendations of Martin Lewis this has not disappointed. Would be happy to recommend to family and friends. Reviewed on: 25th February 2025

good savings provider

good products and service. I have got to write more apparently, ah well now enough it seems! Reviewed on: 25th February 2025

Good interest rates for the saver!

Good interest rates for the saver! Reviewed on: 25th February 2025

Very polite and helpful staff away aware that they a...

Very polite and helpful staff away aware that they are communicating with in my case a elderly customer Reviewed on: 25th February 2025

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