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United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.85 (1587 reviews)

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4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

32% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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United Trust Bank Personal Savings reviews (1587)

great service great rates great custoner service

great service great rates great custoner service Reviewed on: 26th February 2025

Had several United Trust Bank savings bonds over years

Have had several United Trust Bank savings bonds over the years. Their interest rates have been competitive, it is easy to open (& close) bonds and they keep you informed. The only (small) issue is that you need a mobile phone to have an online account. Reviewed on: 26th February 2025

Good products, simple and easy to use website

The interactive website make the process smooth and trouble free. The application procedure and products are very competitive. Reviewed on: 26th February 2025

Looks like I made a good move to this bank

First time with HTB everything worked perfectly and all questions dealt with politely and informatively Reviewed on: 26th February 2025

Great experience

Savings accounts are very easy to manage and customer service is excellent. Great rates too. Reviewed on: 26th February 2025

Best saving rares

Provide best interest rate for my savings Reviewed on: 26th February 2025

Easy to contact prompt payouts competitive rates.

Easy to contact prompt payouts competitive rates. Reviewed on: 26th February 2025

All my experiences with the company have been simple...

All my experiences with the company have been simple and straight forward. Reviewed on: 26th February 2025

Always excellent interest rates.

Always excellent interest rates and it's very easy to open an account and give maturity instructions. Money transferred on time when closing accounts too. Reviewed on: 26th February 2025

Great rates on my 5yr bond.

Great rates on my 5yr bond. I managed to block my account the other week and when I rang up to speak to someone they were really helpful, fixed my problem and emailed me a statement so I didn’t have to logg back in to my account myself. phone call was clear, English speaking and easy to understand. Reviewed on: 26th February 2025

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