Paid advertisement
Smart Money People Logo
Newsletter

United Trust Bank: Personal Savings reviews

4.85
Based on 1,587 reviews, last reviewed 21st Apr 2026
32% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026
A Q's avatar
A Q

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

Looking for United Trust Bank personal savings reviews? At Smart Money People, we’re building the biggest collection of financial reviews online, so if you’re an existing United Trust Bank customer, write your own review and help out our community today!

Review United Trust Bank: Personal Savings now

Help others make smarter decisions by sharing your own experience. Write a review

United Trust Bank Personal Savings reviews (1587)

Setup ISA, really easy and great rate

5
Setup ISA, really easy and great rate Reviewed on: 26th February 2025

Leave it to an expert

4
I have not had to do a thing. UTB has kept me abreast of developments and provided information all along. Reviewed on: 26th February 2025

Utterly Trustworthy Bank

5
Banked with UTB over the years. When you need help you actually talk to a real person! The phone is answered quickly and your query dealt with professionally. In addition secure messaging is dealt with promptly if you prefer this Comms method. Interest rates are competitive and maturity instructions are always carried out without an issue. Reviewed on: 26th February 2025

Good communication, I am advised what I need to do...

5
Good communication, I am advised what I need to do Reviewed on: 26th February 2025

took out a ash ISA with Untied Trust bank , the proc...

5
took out a ash ISA with Untied Trust bank , the process was very easy to do, staff very helpful Reviewed on: 26th February 2025

United Trust Bank - Best for Various Fixed Term Savings

5
I have held United Trust Bank savings accounts for a number of years. Over this time they have included fixed term deposit accounts for 12 and 15 months offering very competitive interest rates, as well as a fixed term ISA taken out most recently December 2024 offering an excellent 5.4% return, which was a market leader at the time. I found there accounts very straight forward to manage, they are secure, reliable and dependable and I have never had an issue. I will continue to invest in United Trust Bank Reviewed on: 26th February 2025

Easy to navigate hre very competiti

5
Easy to navigate with very competitive rates and great customer service. Reviewed on: 26th February 2025

very helpful knowledgeable staff

5
very helpful knowledgeable staff Reviewed on: 26th February 2025

Top Savings rates, great service

5
I opened a fix rate ISA. The rate was market leading and it was easy to open. They sorted my transfer quickly and kept me informed throughout the process. The online access is very convenient as well. Reviewed on: 26th February 2025

Professional and friendly assistance.

5
When I have a query, or need advice there is always friendly and professional help easily available. When I had an issue with a password someone patiently and quickly helped me resolve it. Reviewed on: 26th February 2025

Do you have a different United Trust Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from United Trust Bank?

    View all products