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United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.9 (1335 reviews)

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4.90

Based on 1,335 reviews, last reviewed 10th Mar 2026

32300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

Regularly amongst top rate payers, easy to open acco... Regularly amongst top rate payers, easy to open accounts, easy to contact. Reviewed on: 10th March 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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United Trust Bank Personal Savings reviews (1335)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

good value for money

really easy to use web site , good value for money great savings rates Reviewed on: 25th February 2025

Couldn’t be more straightforward.

Having previously held various savings accounts with UTB, currently I have two fixed term bonds and have always found them to offer competitive interest rates. The opening process is straightforward and information provided by the bank simple, easy to understand and relevant. I would have no hesitation recommending UTB to friends and family. Reviewed on: 25th February 2025

Customer service was excellent.

Customer service was excellent. Clear, concise and very helpful. Issue was resolved without needing any kind of secondary or tertiary pursuit. Reviewed on: 25th February 2025

Great rates,

Great rates, easy to use website Reviewed on: 25th February 2025

Easy to use and Fast service with great products and...

Easy to use and Fast service with great products and rates Reviewed on: 25th February 2025

Excellent rates customer efficient extremely helpful

Excellent rates customer efficient extremely helpful Reviewed on: 25th February 2025

Excellent bank.

This bank has been consistently good for product value and customer service. Their online banking portal is very simple to use especially the new version. I have recommended this bank recently and will continue to do so. Reviewed on: 25th February 2025

Great Bank

I have been United Trust Bank for2/1/2 years and they have been excellent Reviewed on: 25th February 2025

Best decision made

From the moment we decided to invest with UTB, it was easy and customer service was very helpful Reviewed on: 25th February 2025

I did have problems which were resolved to my satisf...

I did have problems which were resolved to my satisfaction Reviewed on: 25th February 2025

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