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United Trust Bank: Savings reviews

Name: Savings
Rating: 4.85 (1587 reviews)

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4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

33% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

Great fixed term ISAs

Great fixed term ISAs; really easy to open, competitive interests, friendly staff Reviewed on: 25th February 2025

Kept in the know

Regular updates and information. Reviewed on: 25th February 2025

Ease to set up savings accounts.

Easy to contact and easy to set up savings accounts. When phoning always found staff helpful. Reviewed on: 25th February 2025

Very pleased with service.

Very pleased with service. Everything works on line.Excellent interest rates Reviewed on: 25th February 2025

First class service and first class rates.

First class service and first class rates. Personal service when you need it. Reviewed on: 25th February 2025

UTB are always amongst the best online banks in prov...

UTB are always amongst the best online banks in providing the best savings rates. I have only had the need to phone UTB and when i did the phone was answered almost immediately and provided a satisfactory result. Reviewed on: 25th February 2025

Smooth transactions and good customer service

Smooth transactions and good customer service Reviewed on: 25th February 2025

Excellent service and friendly staff.

Excellent service and friendly staff. Reviewed on: 25th February 2025

I trust UTB to manage a large portion of my savings...

I trust UTB to manage a large portion of my savings with confidence. I am happy with the interest rate offered as well as being reassured by that constant communication on matters relevant to me, this is something many financial institutions don’t offer. Overall l will be happy to stay as a UTB customer on a long term basis. Reviewed on: 25th February 2025

Exceptional service

Communication with agent was very prompt and professional in dealing with my questions Reviewed on: 25th February 2025

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