Write a review

Newsletter

Go to business site

United Trust Bank: Savings reviews

Name: Savings
Rating: 4.85 (1587 reviews)

View other United Trust Bank products

4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

33% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

Read all reviews Write a review

About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

Review United Trust Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

United Trust Bank Savings reviews (1587)

ISA Savings

Great service in all ways. Good interest rates Reviewed on: 26th March 2026

Very good communication.

Very good communication. Always get back to you quickly with answers to questions. Reviewed on: 26th March 2026

I wanted a savings product, & researched UTB it had...

I wanted a savings product, & researched UTB it had good reviews.When I had a problem UTB were very efficient in answering the phone.No long queues. Reviewed on: 26th March 2026

Account was easy to set up with clear instructions.

Account was easy to set up with clear instructions. Updates are regularly provided with good choice of options. Reviewed on: 26th March 2026

very good savings rates

great company and excellent customer service Reviewed on: 26th March 2026

MY Savings Bank -Very helpful bank staff.

Very helpful bank staff. It is an organisation that feels personal in their dealings with me. Very pleased with the service provided over number of years.UTB can be trusted to look after your savings and give competitive rates. Thoroughly recommend. Reviewed on: 26th March 2026

Frequent contact without overdoing it.

United Trust contact me frequently but don’t overdo it. I appreciate both those facts. They keep me informed of possibilities and general information. Reviewed on: 26th March 2026

Easy process

Easy processes for online use. Would definitely use again if rates continue to be competitive Reviewed on: 26th March 2026

User friendly bank

United Trust bank offers very good rates of interest. It is easy to open an account and mange it online but they also have very good customer service accessible by email or phone. Reviewed on: 26th March 2026

Online banking.Real people not Bot!

Easy to use online banking. Quick response to on line messages from a “real” person not a bot Reviewed on: 26th March 2026

Do you have a different United Trust Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Glasgow Credit Union 4.91 from 3954 reviews
Savings
from Chase Bank 4.83 from 23032 reviews
Club Lloyds Saver
from Lloyds Bank 4.28 from 77 reviews

Want to see more from United Trust Bank?

Business savings
from United Trust Bank 4.88 from 534 reviews
Cash ISA
from United Trust Bank 4.84 from 572 reviews
Charity Accounts
from United Trust Bank 4.66 from 37 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub