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United Trust Bank: Personal Savings reviews

4.90
Based on 1,308 reviews, last reviewed 27th Feb 2026
29800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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8%
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2 star
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Latest highest rating:

4

Better savings rates than elsewhere I found the experience of signing up easy. It's clear how to access my account. I have contacted customer support once, they answered my question insi... Read more Reviewed on: 27th February 2026
Conor's avatar
Conor

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
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Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1308)

Review of the United Trust Bank, Personal Savings:

nothing to add.

5
nothing to add. service,as expected. Reviewed on: 25th February 2025

The best efficient bank ever

5
So easy to deal with. Quick and responsive and the best bank I have ever dealt with. Reviewed on: 11th February 2026

Whenever I have had a problem or query the team have...

5
Whenever I have had a problem or query the team have always been very helpful gand understanding. I have always found that the interest rates are very competitive. Reviewed on: 11th February 2026

As with all banks, the interest rate changes are fru...

4
As with all banks, the interest rate changes are frustrating. Reviewed on: 11th February 2026

A great bank

5
I find the UTB provides excellent returns on my money and when I’ve had the occasional query they’ve dealt with them fast and effectively. Now that accounts can be viewed online I am pleased I can view my accounts at a time that suits me. Reviewed on: 11th February 2026

Banking as you would expect it to be.

5
Banking as you would expect it to be. Reviewed on: 11th February 2026

Always aesy tyo use and get a quick response

5
Always aesy tyo use and get a quick response Reviewed on: 11th February 2026

Personal emails when needed, for example for reinves...

5
Personal emails when needed, for example for reinvesting funds following maturity of a deposit and advice needed Reviewed on: 11th February 2026

Finally, a bank that does what it says on the tin !...

5
Great website and very easy to use, very good communication, and always among the top rates for savers - all banks should work like this - superb ! Reviewed on: 11th February 2026

Excellent customer service with instant response and..

5
Excellent customer service with instant response and support. Any issue gets sorted on the spot. They have better offers than other banks, just look in to the ISA accounts options and check for yourself. Reviewed on: 11th February 2026

Excellent customer service and interest rates

5
Very good customer service over the telephone, extremely helpful, great interest rates. Reviewed on: 11th February 2026