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United Trust Bank: Personal Savings reviews

4.85
Based on 1,587 reviews, last reviewed 21st Apr 2026
31% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026
A Q's avatar
A Q

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1587)

I have always had good service from them

5
I have always had good service from them Reviewed on: 5th March 2026

Excellent new client process

5
Straightforward account opening, easy online process, continuing updates. Reviewed on: 5th March 2026

Products & customer service staff

5
Products & customer service staff are pleasant, friendly & professional, attentive, listen & very helpful. A happy customer. Reviewed on: 5th March 2026

I can always speak with someone on the phone if I ha...

5
I can always speak with someone on the phone if I have a problem or need advice.,Good service with no pressure to make a quick decision .its good to know they are ther when needed. Reviewed on: 5th March 2026

Good products and good service.

5
Good products and good service.Will continue to use this company. Reviewed on: 5th March 2026

I'm looking for a six month bond.

5
I'm looking for a six month bond. My bond is coming up to maturity ina a couple of weeks. Reviewed on: 4th March 2026

great rates and customer service omer service

5
Excellent rates and customer service Reviewed on: 2nd March 2026

Savings Bonds

4
Have held several 1.and 2 year bonds with UTB. Interest rates generous and online/mobile banking easy to navigate. Excellent choice of savings accounts. Reviewed on: 2nd March 2026

UTB savings

5
Very happy with the ease of management of the account and savings rates Reviewed on: 1st March 2026

Better savings rates than elsewhere

4
I found the experience of signing up easy. It's clear how to access my account. I have contacted customer support once, they answered my question inside 24 hours in one reply. The interest rate paid on savings is and has remained competitive. Reviewed on: 27th February 2026

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