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United Trust Bank: Savings reviews

Name: Savings
Rating: 4.85 (1587 reviews)

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4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

33% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

I find United Trust Bank easy to deal with and comp...

I find United Trust Bank easy to deal with and competitive interest rates. It is a trusted and reliable company that I choose to save with and customer service is helpful.I would recommend. Reviewed on: 7th March 2026

UTB highly recommended

UTB have been easily accessed when needed and the online system works very well . information is always made available. Reviewed on: 6th March 2026

Good for setting up bare trust easy

Good for setting up bare trust. Easy Reviewed on: 6th March 2026

Great Customer Service

When I took over the roll of Treasurer for my local church, the team were excellent in giving advice on how to re-open the account. They were very patient and professional. I would definitely recommend to other users. Reviewed on: 6th March 2026

United Trust Bank, professional and efficient

United Trust Bank provide an efficient and wholly professional banking experience. The staff are knowledgable, friendly and very efficient in answering queries and solving issues. The security of money on deposit or being transferred provides a lot of confidence in the UTB processes and procedures. Reviewed on: 6th March 2026

Reliability and attention to details summarise UTB

Reliability and attention to detail summarise the approach by UTB in dealing with personal savings and investments Reviewed on: 6th March 2026

Excellent service and product choice

Excellent service and product choice Reviewed on: 5th March 2026

All good , no complaints , does what I need

All good , no complaints , does what I need Reviewed on: 5th March 2026

Market Leader

Over the years my wife and I have held several Isa or Fixed term savings products and have always found UTB to be competitive in the market. Online access to my accounts is a simple process and communication is good. If you are a first time saver then give UTB a chance as they have several different fixed rate terms Reviewed on: 5th March 2026

Simple to operate online.

Simple to operate online. Competitive interest rates. Reviewed on: 5th March 2026

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