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United Trust Bank: Savings reviews

Name: Savings
Rating: 4.85 (1587 reviews)

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4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

33% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

Safe and trusted savings account

Safe and trusted savings account Reviewed on: 27th February 2026

Variety of fixed savings

Lesser time and varied periods for fixed savings useful if need to stagger income Reviewed on: 26th February 2026

Exemplary Rates & Customer Service

Excellent customer service always- very understanding and patient - a pleasure to deal with and compliment. Reviewed on: 26th February 2026

Very easy to deal with and very responsive and helpful

Very easy to deal with and very responsive and helpful Reviewed on: 25th February 2026

Good interest rates and very good communication.

Good interest rates and very good communication. Reviewed on: 24th February 2026

Excellent service for a Charity Account

I am a trustee on a village hall charity and United Trust give us a good deal interest-rate wise, they are always helpful and provide the service we hoped for when we finally lost patience with the "big bank" we were with. Reviewed on: 24th February 2026

Great customer service and good do website.

Great customer service and good do website. Reviewed on: 24th February 2026

First choice for bonds

Have chosen utb bonds for a number of years. Good interest rates and excellent service Reviewed on: 23rd February 2026

UTB has provided us with good rates of interest.

UTB has provided us with good rates of interest on our 3-month Charity Bonds. We have felt confident to reinvest 8 times. Reviewed on: 23rd February 2026

Savings Rates

Excellent savings rates, good choice of fixed rates Reviewed on: 22nd February 2026

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