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United Trust Bank: Personal Savings reviews

4.85
Based on 1,587 reviews, last reviewed 21st Apr 2026
31% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026
A Q's avatar
A Q

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1587)

Safe and trusted savings account

4
Safe and trusted savings account Reviewed on: 27th February 2026

Variety of fixed savings

4
Lesser time and varied periods for fixed savings useful if need to stagger income Reviewed on: 26th February 2026

Exemplary Rates & Customer Service

5
Excellent customer service always- very understanding and patient - a pleasure to deal with and compliment. Reviewed on: 26th February 2026

Very easy to deal with and very responsive and helpful

5
Very easy to deal with and very responsive and helpful Reviewed on: 25th February 2026

Good interest rates and very good communication.

5
Good interest rates and very good communication. Reviewed on: 24th February 2026

Excellent service for a Charity Account

5
I am a trustee on a village hall charity and United Trust give us a good deal interest-rate wise, they are always helpful and provide the service we hoped for when we finally lost patience with the "big bank" we were with. Reviewed on: 24th February 2026

Great customer service and good do website.

5
Great customer service and good do website. Reviewed on: 24th February 2026

First choice for bonds

5
Have chosen utb bonds for a number of years. Good interest rates and excellent service Reviewed on: 23rd February 2026

UTB has provided us with good rates of interest.

5
UTB has provided us with good rates of interest on our 3-month Charity Bonds. We have felt confident to reinvest 8 times. Reviewed on: 23rd February 2026

Savings Rates

5
Excellent savings rates, good choice of fixed rates Reviewed on: 22nd February 2026

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