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United Trust Bank: Personal Savings reviews

4.90
Based on 1,311 reviews, last reviewed 2nd Mar 2026
30000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
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8%
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0%
2 star
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Latest highest rating:

5

great rates and customer service omer service Excellent rates and customer service Reviewed on: 2nd March 2026
Maria Bailey 's avatar
Maria Bailey

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

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United Trust Bank Personal Savings reviews (1311)

UTB's web site is a joy

5
UTB's web site is a joy: very clear and simple to navigate. They have a wide range of savings offers, frequently updated, and very competitive interest rates. UTB keep me informed of new offers, without clogging up my Inbox with unwanted spam. Unfortunately, when I wanted to open a deposit account for a Charity that I am involved with, UTB were not able to do this because they don't have an account suitable for charitable trusts. However, this was explained to my clearly and promptly after my enquiry. Reviewed on: 16th April 2025

Great range of products with excellent Customer service

4
Great range of products with excellent Customer service Reviewed on: 16th April 2025

Easy to operate account online.

5
Easy to operate account online. Good competitive savings rates. Reviewed on: 16th April 2025

Easy, quick and with a decent savings rate

5
Did not need to use Customer Service as all went quickly and smoothly with no problems. Interest rates could be higher everywhere so United Trust are one of the better ones for safe savings. Will certainly look at their rates again for this years ISA. Reviewed on: 16th April 2025

Very clear web site and good customer service team

5
Very clear web site and good customer service team Reviewed on: 16th April 2025

Easy to use

4
Easy to use. Quick to open account. Reviewed on: 16th April 2025

First Class

5
Competitive interest rates. Excellent customer service - great being able to talk to a human. Reviewed on: 16th April 2025

All questions are dealt with promptly .

5
All questions are dealt with promptly . online banking very good and fast Reviewed on: 16th April 2025

Interest rates competitive - usually near top of league

5
Savings interest rates usually competitive, and customer service broadly comparable to other financial institutions. Reviewed on: 16th April 2025

Pleasant staff, and variety of products to meet needs

4
Pleasant staff, and variety of products to meet needs Reviewed on: 16th April 2025

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