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United Trust Bank: Personal Savings reviews

4.85
Based on 1,587 reviews, last reviewed 21st Apr 2026
32% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026
A Q's avatar
A Q

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1587)

Very good rates of interest with upward changes rapi...

5
Very good rates of interest with upward changes rapidly implemented and good communication about changes. Reviewed on: 11th February 2026

Fixed savings account

5
My experience as been over a few years, they've been clear & straight with good rates, & communication as been very good. Reviewed on: 11th February 2026

Excellent customer service.

4
Excellent customer service. Prompt replies toqueries Reviewed on: 11th February 2026

Always there when you need them.

5
If you need to speak to soneone you can without first being vetted by a BOT. Reviewed on: 11th February 2026

Helpful staff

5
When I opened my personal account the staff were very helpful when I struggled online. The account I opened was the right one for our needs. Reviewed on: 11th February 2026

Our experience has been 10/10

5
We have been with UTB for a couple of years and have found their banking services to be helpful, efficient, and competitive in terms of their offers. Reviewed on: 11th February 2026

Very easy online banking at good competitive rates

5
Very easy online banking at good competitive rates Reviewed on: 11th February 2026

The interest rate was good.

5
The interest rate was good and the website easy to navigate. Reviewed on: 11th February 2026

Top of the class

5
This is a very good company to deal with. The interest rates are competitive, and the web site is easy to navigate. Staff are always very friendly and know their job. I would reccomend this company Reviewed on: 11th February 2026

Website issue.

4
Website is a bit confusing for splitting balance and reinvesting. Reviewed on: 11th February 2026

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